Issuer American Express
Annual Fee $0 See Details
Foreign Transaction Fee 2.7% of each transaction after conversion to US dollars
Introductory APR 0%
Introductory APR Period 15 months
Introductory Balance Transfer APR 0%
Introductory Balance Transfer Period 15 months
Balance Transfer Fee $0
Ongoing APR 14.24% - 25.24% Variable See Rates & Fees
Penalty APR 29.99% Variable
Cash Advance APR 26.49% Variable
Sign up Bonus Tier Level None
Rewards Tier Level None
Perks Tier Level None
- Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
- Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.24% to 25.24%.
- $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening.
- No annual fee.
- 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
- Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
- Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
- Terms Apply.
- See Rates & Fees