Issuer American Express
Annual Fee $0 See Rates & Fees
Foreign Transaction Fee 2.7% of each transaction after conversion to US dollars.
Introductory APR 0%
Introductory APR Period 15 Months
Introductory Balance Transfer APR 0%
Introductory Balance Transfer Period 15 months
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
Ongoing APR 15.24% - 26.24% Variable See Rates & Fees
Penalty APR 29.99% Variable
Cash Advance APR 27.49% Variable
Intro Bonus Tier Level None
Rewards Tier Level None
Perks Tier Level None
- Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
- Unlimited 1.5% Cash Back on your purchases.
- Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
- $0 plan fees for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
- You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
- No Annual Fee.
- Terms Apply.
- See Rates & Fees