Credit Rating No Credit Check
Intro Bonus Tier Level None
Rewards Tier Level None
Perks Tier Level None
- Basically the same as the Student Access, except you pay a flat $29.95 yearly fee rather than a $2.99 monthly fee. You only save $0.50 per month, and you get locked into a yearlong contract, so we recommend that you stick with the Access.
- $8.95 account closure fee - not okay with us. You should be able to close your account penalty-free.
- Maximum $500 account load per day, regardless of method used.
- Free loads from parents' checking account.