Capital One® Spark® Cash for Business
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Details
Issuer
Capital One
Annual Fee
$0 intro for first year; $95 after that
Rewards Details
2 % Cash Back on every purchase, every day. $500 Cash Back once you spend $4,500 on purchases within 3 months from account opening.
Credit Rating
Excellent, Good
Foreign Transaction Fee
None
Introductory APR
N/A
Introductory APR Period
N/A
Introductory Balance Transfer APR
N/A
Introductory Balance Transfer Period
N/A
Balance Transfer Fee
N/A
Ongoing APR
18.49% (Variable)
Penalty APR
30.90% (Variable)
Cash Advance APR
24.49% (Variable)
Intro Bonus Tier Level
Below Average
Rewards Tier Level
Excellent
Perks Tier Level
None
Highlights
- Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
- Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
- Use Spark Cash across all your business spend, with no categories to limit your purchasing
- $0 intro annual fee for the first year; $95 after that
- Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
- Get employee cards at no additional cost, and earn rewards from their business spend
