Issuer American Express
Annual Fee $0 (See Rates & Fees)
Credit Rating Excellent
Foreign Transaction Fee 2.7% of each transaction after conversion to US dollars.
Introductory APR 0%
Introductory APR Period 15 months
Introductory Balance Transfer APR N/A
Introductory Balance Transfer Period N/A
Balance Transfer Fee N/A
Ongoing APR 13.99% - 23.99% Variable (See Rates & Fees)
Penalty APR 29.24% Variable
Cash Advance APR 25.24% Variable
Intro Bonus Tier Level Below Average
Rewards Tier Level Good
Perks Tier Level Below Average
- Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores.
- 1% back on other purchases.
- Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
- Cash back is received in the form of Reward Dollars that can be redeemed for statement credits.
- No annual fee.
- Terms Apply.
- See Rates & Fees