Annual Fee $99
Rewards Details 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.
Credit Rating Excellent
Foreign Transaction Fee $0
Introductory APR N/A
Introductory APR Period N/A
Introductory Balance Transfer APR N/A
Introductory Balance Transfer Period N/A
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
Ongoing APR 17.24% - 24.24% Variable
Penalty APR None
Cash Advance APR 26.24% Variable
Sign up Bonus Tier Level Good
Rewards Tier Level Average
Perks Tier Level Below Average
- Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open.
- 6,000 bonus points after your Cardmember anniversary
- 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
- 1 point per $1 spent on all other purchases
- Earn unlimited points that don't expire as long as your card account is open
- No foreign transaction fees
- No blackout dates or seat restrictions, Bags fly free® and no change fees
- Redeem your points for flights, hotel stays, gift cards, access to events and more