Issuer American Express
Annual Fee $0 for the first year, then $195 See Details
Rewards Details 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
Credit Rating Excellent
Introductory APR See Details
Introductory Balance Transfer APR N/A*
Introductory Balance Transfer Period N/A*
Balance Transfer Fee N/A*
Ongoing APR N/A
Penalty APR N/A
Cash Advance APR N/A
Sign up Bonus Tier Level Good
Rewards Tier Level Good
Perks Tier Level None
- Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
- 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and at US supermarkets. 1X points on other purchases.
- No Foreign Transaction Fees.
- $100 Airline Fee Credit. Up to $100 a calendar year for baggage fees at one airline.
- Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available with The Hotel Collection at americanexpress.com/hc. Terms apply.
- $0 Intro Annual Fee for the 1st year, then $195.
- Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
- Terms Apply.
- See Rates & Fees