Annual Fee $89 - Waived first year
Rewards Details Earn 2X miles on all purchases
Credit Rating Excellent
Foreign Transaction Fee 0% of each transaction in U.S. dollars
Introductory APR N/A
Introductory APR Period N/A
Introductory Balance Transfer APR 0%
Introductory Balance Transfer Period 12 months (on balance transfers made within 45 days of account opening)
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater.
Ongoing APR 17.24%, 21.24% or 24.24% Variable
Cash Advance APR 26.49% Variable
Sign up Bonus Tier Level Excellent
Rewards Tier Level Excellent
Perks Tier Level Average
- Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $400 travel statement credit toward an eligible travel purchase
- Earn 2X miles on all purchases
- Get 5% miles back to use toward your next redemption, every time you redeem
- Miles don't expire as long as your account is open, active and in good standing
- No foreign transaction fees on purchases made while traveling abroad
- 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 17.24%, 21.24% or 24.24%, based on your creditworthiness.
- There is a fee for balance transfers.