Delta SkyMiles® Platinum Business American Express Card Review

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Delta offers business customers three credit card options, and the Delta SkyMiles® Platinum Business American Express Card is in the middle of the pack. This credit card offers a wide variety of special offers and perks for business travel including a generous welcome offer, one free checked bag and the potential to earn a solid amount of miles.

Among comparable airline credit cards, the Delta SkyMiles® Platinum Business American Express Card has average rewards with a relatively high annual fee of $250 (See Rates & Fees). However, it’s a great option for loyal Delta customers who are intrigued by the lucrative welcome bonus and the chance to earn medallion qualification miles (MQMs), which can be redeemed for Delta elite status and perks.

What we like about the Delta SkyMiles® Platinum Business American Express Card

  • 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months Terms Apply.
  • Earn 3 Miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Terms Apply.
  • You’ll earn 1.5 miles per dollar on single eligible purchases of $5,000 or more, up to 50,000 additional miles per year. Earn 1 Mile on every eligible dollar spent on other purchases. Terms Apply.

Things to consider

Delta SkyMiles® Platinum Business travel rewards details

The Delta SkyMiles Rewards program is great for frequent business travelers. With the Delta SkyMiles® Platinum Business American Express Card, you’ll earn 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months. You’ll also earn 3 Miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.

For all other purchases you make with your card, you’ll earn 1x mile for every dollar. With this card, the best way to maximize your rewards is to redeem them for flights. Your miles are not only good for Delta flights, but also with Delta’s 18 other airline partners. There is no limit to the number of points you can earn and they never expire, which is an exceptional perk.

Delta SkyMiles® Platinum Business fees

Although the annual fee of $250 (See Rates & Fees) is relatively high, it can be well worth the cost when you factor in the generous welcome offer, the rewards rate and other perks you’ll get with this card. Other fees include $5 or 3% fee for cash advances,whichever is greater. There are no foreign transaction fees (See Rates & Fees), which make this a great choice for business customers who travel abroad.

How does it compare to other Delta SkyMiles business cards?

The Delta SkyMiles® Platinum Business American Express Card is one of three business credit cards from Delta Air Lines in partnership with American Express. The Delta SkyMiles® Gold Business American Express Card has the least amount of perks, while the Delta SkyMiles® Reserve Business American Express Card has the most. The Delta SkyMiles® Platinum Business American Express Card is perfect for business travelers who fly frequently with Delta. But if you’re looking for a simpler card with no annual fee, the Delta SkyMiles® Gold Business American Express Card is a better choice. Craving all the bells and whistles that come with a Delta SkyMiles business card? Then, the Delta SkyMiles® Reserve Business American Express Card could be the winner for you.

Card Ongoing Purchase APR Annual Fee Intro Bonus Credit Needed Key features
Delta SkyMiles® Gold Business American Express Card 15.74% - 24.74% Variable (See Rates & Fees) $0 introductory annual fee for the first year, then $99 (See Rates & Fees) Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months. Terms Apply. Excellent Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases. Terms Apply.
Delta SkyMiles® Platinum Business American Express Card 15.74% - 24.74% Variable (See Rates & Fees) $250 (See Rates & Fees) 45,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in the first 3 months. Plus, earn a $100 Statement Credit after your first Delta purchase on your new Card in the first 3 months Terms Apply. Good to excellent Earn 3 Miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Terms Apply.
Delta SkyMiles® Reserve Business American Express Card 15.74% - 24.74% Variable (See Rates & Fees) $550 (See Rates & Fees) Earn 45,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in the first 3 months. Terms Apply. Good to excellent After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that’s an extra half mile per dollar) on eligible purchases the rest of the year. Eligible purchases after spending $150,000 do not include Delta purchases. Terms Apply.

The bottom line

If you’re a frequent Delta flyer for business trips, the Delta SkyMiles® Platinum Business American Express Card is a great option because you can earn points that go toward additional flights with the airline. Plus, if you travel with a companion at least once per year, the free companion ticket can make the annual fee worth it. On the other hand, you may be better off finding a credit card that offers broader travel rewards if Delta isn’t your airline of choice.

For rates and fees of the Delta SkyMiles® Gold Business American Express Card, please click here
For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, please click here
For rates and fees of the Delta SkyMiles® Reserve Business American Express Card, please click here

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Jessica Walrack
Jessica Walrack
Contributing Writer

Jessica Walrack is a personal finance writer at SuperMoney, Interest.com, The Simple Dollar, and PersonalLoans.org. She specializes in taking personal finance topics like loans, credit cards, and budgeting, and making them accessible and somewhat fun.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

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