Discover it® Miles Review

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The Discover it® Miles credit card is a travel card that rewards you with miles for every purchase you make. Every dollar you spend anywhere will earn you 1.5x miles. You can then redeem your miles on travel purchases or cash them out.

Additionally, a standout feature of this card is its unlimited bonus match offer. After the first year, Discover will match all the miles you’ve earned with no limits. This can earn you a sizable stockpile of rewards, which is impressive.

While other cards may outshine the Discover it® Miles in their reward rates by beating the 1.5x offer, the bonus match makes this card an appealing standout. It’s also one of the only cards that allows you to keep your miles if your account closes.

What we like about the Discover it® Miles

  • Unlimited 1.5x miles on all purchases makes it easy to earn without worrying about categories.
  • The unlimited bonus match after one year can give a sizable boost to your miles collection efforts.
  • Miles don’t expire so use them whenever you want.
  • You won’t lose your miles if your account closes, which is a unique perk.

Things to consider

  • You may earn more rewards per dollar elsewhere if you spend over $20,000 per year on the card.
  • You will have to wait one year for the welcome bonus, whereas other cards offer it after three months.

Travel rewards details

The Discover it® Miles card offers unlimited 1.5x miles on every dollar you spend on all purchases. That means whether you are buying groceries, shopping online or purchasing airline tickets, you’re always racking up miles. Additionally, the miles never expire and there are no blackout dates.

After you’ve used the card for one year, Discover will tally up all of the miles you’ve earned and will match the total. So if you spend $2,500 each month during the first year, you’d earn 45,000 miles total. Discover would match that, adding another 45,000 miles to your balance, which would be worth $900 total.

You can redeem your miles as a statement credit, in cash or by using them to pay for travel purchases. Travel purchases include hotels, car rentals, online travel sites, airline tickets and more.

How does it compare to other travel rewards cards?

The Discover it® Miles is a competitive travel card option, great for those who travel often and want to earn without worrying about categories, blackout dates or expiration dates.

However, if you would prefer getting a welcome bonus sooner and want to earn more rewards per dollar, the Capital One® Venture® Rewards Credit Card will be a better fit. While it does charge a $95 annual fee after the first year, the Capital One® Venture® Rewards Credit Card offers unlimited 2x miles per dollar spent on all purchases and a 50,000-mile bonus if you spend $3,000 within the first three months.

On the other hand, if you want to avoid the annual fee but want an earlier welcome bonus, the Bank of America® Travel Rewards credit card might be a better fit. It offers unlimited 1.5 points per dollar on all purchases and a 25,000 point welcome bonus if you spend just $1,000 in your first three months.

Card Name APR Annual Fee Intro Bonus Credit Needed Key Features
Discover it® Miles See Terms See Terms Unlimited miles match after the first year Good to Excellent
  • Unlimited 1.5x miles on all purchases
  • 0% intro APR on purchases for 14 months
  • 10.99% intro APR on balance transfers
Bank of America® Travel Rewards credit card See Terms See Terms 25,000 bonus points if you make $1,000 in purchases within three months Excellent
  • Unlimited 1.5x points on all purchases
  • Earn 5% to 75% more with Preferred Rewards
  • 0% intro APR on purchases for 12 months
Capital One® Venture® Rewards Credit Card 17.24% - 24.49% (Variable) $95 50,000 bonus miles by spending $3,000 within 3 months Excellent
  • Unlimited 2x miles on all purchases
  • $0 annual fee for the first year
  • $100 credit on TSA precheck or global entry

The bottom line

The Discover it® Miles is a competitive travel rewards card that makes it easy to rack up miles without thinking much about it. You’ll earn everywhere you shop and can redeem miles whenever you want, even after you close your account.

In addition, if you have excellent credit and spend at least $20,000 per year on the card, the Capital One® Venture® Rewards Credit Card will likely earn you more in the long run. If you don’t spend quite that much but prefer a bonus within the first couple months versus after the first year, the Bank of America Travel Rewards card is worth considering.

Please Note: Information about the Discover it® Miles and Capital One® Venture® Rewards Credit Card have been collected independently by The issuer did not provide the details, nor is it responsible for their accuracy.

Editorial Note: Compensation does not influence our recommendations. However, we may earn a commission on sales from the companies featured in this post. To view a list of partners, click here. Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by our advertisers. Reasonable efforts are made to present accurate info, however all information is presented without warranty. Consult our advertiser's page for terms & conditions.

Holly Johnson
Contributing Writer

Holly Johnson is a frugality expert and award-winning writer who is obsessed with personal finance and getting the most out of life. A lifelong resident of Indiana, she enjoys gardening, reading, and traveling the world with her husband and two children. In addition to The Simple Dollar, Holly writes for well-known publications such as U.S. News & World Report Travel, PolicyGenius, Travel Pulse, and Frugal Travel Guy. Holly also owns Club Thrifty.