Delta SkyMiles® Gold American Express Card Review

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The Delta SkyMiles® Gold American Express Card is the perfect travel card for Delta devotees – helping you save money, earn miles and enjoy traveling even more.

Earn 50,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months, Offer Expires 10/28/2020. Also, earn 2 miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets and 1 mile for every eligible dollar spent on purchase.

Cardmembers also enjoy several perks that will make your Delta travel experience even better. With the Delta SkyMiles® Gold American Express Card, you’ll bypass the lines with priority boarding and save up to $240 for a family of 4 on a round trip flight when you check your first bag for free.

Card Ongoing Purchase APR Annual Fee Welcome Bonus Credit Needed Key features
Delta SkyMiles® Gold American Express Card 15.74% - 24.74% Variable (See Rates & Fees) APR $0 introductory annual fee for the first year, then $99 (See Rates & Fees) Earn 50,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months, Offer Expires 10/28/2020. Terms Apply. Excellent Travel rewards

What we like about Delta SkyMiles® Gold American Express Card

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Delta SkyMiles® Gold American Express Card Highlights
  • Earn 50,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months, Offer Expires 10/28/2020.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • New! Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel.
  • Enjoy your first checked bag free on Delta Flights.
  • Earn 1X Mile on all other eligible purchases.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Terms Apply.
  • See Rates & Fees

The benefits of having the Delta SkyMiles® Gold American Express Card in your wallet are hard to beat. As a new cardmember, you’ll earn an easy 50,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months, Offer Expires 10/28/2020. Terms Apply.

Things to consider

After your first year, you’ll have to pay a $99  annual fee (See Rates & Fees). Although this fee is comparable to similar cards in the same category, it may be enough for you to look elsewhere for a card. For many cardmembers, however, the rewards and benefits earned with the Delta SkyMiles® Gold American Express Card make the annual fee more than worth it.

Those benefits will only work for you if you fly Delta often. The miles you earn can only be redeemed for Delta purchases, limiting your redemption flexibility. If you’re someone who prefers to shop around for flights before picking a specific airline, you’d be better off with a more flexible rewards credit card, which gives options for how you spend your miles. Many of them let you transfer miles directly to a partner airline’s rewards program, allowing you to find the best redemption value for the miles you earn.

Delta SkyMiles® Gold American Express Card airline rewards details

You can take full advantage of the Delta SkyMiles® Gold American Express Card by traveling frequently with Delta Airlines. Every time you buy a ticket with Delta or purchase in-flight amenities, you’ll earn two miles for every dollar you spend.

If you meet spend $2,000 in purchases within your first 3 months to earn the 50,000 bonus miles for the new cardmember bonus (offer expires 10/28/2020), you’ll be in great shape to enjoy all the perks Delta Airlines and your Delta SkyMiles® Gold American Express Card have to offer.

Delta SkyMiles® Gold American Express Card fees

The Delta SkyMiles® Gold American Express Card has a $0 introductory annual fee for the first year, then a $99 annual fee every year after. It also carries fees for balance transfers ($5 or 3% of the amount of each transfer, whichever is greater) and cash advances ($10 or 5% of the amount of each cash advance, whichever is greater), but no foreign transaction fees (See Rates & Fees).

You’ll find that these fees are pretty comparable to other airline rewards cards. If you fly often with Delta Airlines and use your card to at least pay for airline tickets, in-flight amenities, groceries and restaurants, the rewards you earn will quickly outpace the fees you’ll pay for keeping it in your wallet.

How does it compare to other airline rewards cards?

The United℠ Explorer Card currently carries a hefty intro bonus of up to 60,000 bonus miles after spending $3,000 on purchases in the first 3 months of account opening. It also has a $95 annual fee after the first year.

The Citi/AAdvantage Platinum Select World Elite Mastercard earn two miles for every dollar spent on eligible American Airlines purchases, gas stations and restaurants. You can earn 50,000 American Airlines AAdvantage bonus miles with $2,500 in purchases within the first three months. The AAdvantage Platinum Select also offers priority boarding and allows you to check your first bag for free.

The bottom line

The Delta SkyMiles® Gold American Express Card is a must-have card for loyal Delta Airlines travelers. The rewards you’ll earn and perks you’ll enjoy will make traveling even better with double miles on Delta purchases, priority boarding and your first bag checked for free. However, if you prefer to shop around with different airlines before traveling, you may find it difficult to take full advantage of everything this card has to offer. A travel rewards card with flexible, transferable miles would be a better fit for you.

For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.

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Trevor Wallis
Trevor Wallis
Contributing Writer

Trevor Wallis is a St. Louis-based personal finance writer who teaches people how to achieve freedom through good money practices. He's written for Bankrate, NextAdvisor, Rewards Credit Cards and Online Loans. When he isn't writing, he's roasting specialty coffee and planning new ways to use credit card rewards to explore the world with his wife and newborn son.