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- Earn 2% unlimited cash back on eligible purchases when redeemed towards investing, saving, or paying down an eligible loan with SoFi.*
- Earn up to $100 when you open and fund a SoFi Money and a SoFi Invest account after getting approved for the SoFi Credit Card (See Terms).
- When you make 12 on-time payments, we'll lower your APR by 1%.†
- No annual fee.†
- No foreign transaction fees
- Cell phone protection (insurance coverage up to $1,000)**
- Mastercard ID Theft Protection™**
- $10 Lyft credit when you take 5 rides per month**
- * See offer details: www.sofi.com/card/rewards
- † See terms and conditions: www.sofi.com/card/terms
- ** Cell Phone Insurance Protection, Mastercard ID Theft Protection™, Lyft and Other Partner Rewards have additional terms and conditions, which can all be accessed through the World Elite Mastercard® Benefits portal. Please see the guide to benefits for details or call 1-800-MASTERCARD.