Advertiser Disclosure

We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free – so that you can make financial decisions with confidence. The offers that appear on this site are from companies from which TheSimpleDollar.com receives compensation. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. The Simple Dollar does not include all card/financial services companies or all card/financial services offers available in the marketplace. The Simple Dollar has partnerships with issuers including, but not limited to, Capital One, Chase & Discover. View our full advertiser disclosure to learn more.

SoFi Credit Card

Apply now
SoFi Credit Card Apply now

    Details

  • Rewards Rate
    Earn 2% unlimited cash back on eligible purchases when redeemed towards investing, saving, or paying down an eligible loan with SoFi.*
  • Welcome Offer
    Earn up to $100 when you open and fund a SoFi Money and a SoFi Invest account after getting approved for the SoFi Credit Card (See Terms).
  • Annual Fee
    $0
  • Regular APR
    12.99%-24.99% APR
  • Balance Transfer Intro APR
    N/A
  • Purchase Intro APR
    N/A

Highlights

  • Earn 2% unlimited cash back on eligible purchases when redeemed towards investing, saving, or paying down an eligible loan with SoFi.*
  • Earn up to $100 when you open and fund a SoFi Money and a SoFi Invest account after getting approved for the SoFi Credit Card (See Terms).
  • When you make 12 on-time payments, we'll lower your APR by 1%.†
  • No annual fee.†
  • No foreign transaction fees
  • Cell phone protection (insurance coverage up to $1,000)**
  • Mastercard ID Theft Protection™**
  • $10 Lyft credit when you take 5 rides per month**
  • * See offer details: www.sofi.com/card/rewards
  • † See terms and conditions: www.sofi.com/card/terms
  • ** Cell Phone Insurance Protection, Mastercard ID Theft Protection™, Lyft and Other Partner Rewards have additional terms and conditions, which can all be accessed through the World Elite Mastercard® Benefits portal. Please see the guide to benefits for details or call 1-800-MASTERCARD.