SoFi Credit Card

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    Details

  • Rewards Rate
    Earn 2% unlimited cash back on eligible purchases when redeemed towards investing, saving, or paying down an eligible loan with SoFi.*
  • Welcome Offer
    N/A
  • Annual Fee
    $0
  • Regular APR
    12.99%-24.99% APR
  • Balance Transfer Intro APR
    N/A
  • Purchase Intro APR
    N/A

Highlights

  • Earn 2% unlimited cash back on eligible purchases when redeemed towards investing, saving, or paying down an eligible loan with SoFi.*
  • When you make 12 on-time payments, we'll lower your APR by 1%.✝
  • No annual fee.✝
  • No foreign transaction fees
  • Cell phone protection (insurance coverage up to $1,000)**
  • Mastercard ID Theft Protection™**
  • $10 Lyft credit when you take 5 rides per month**
  • * See offer details: www.sofi.com/card/rewards
  • ✝ See terms and conditions: www.sofi.com/card/terms
  • ** Cell Phone Insurance Protection, Mastercard ID Theft Protection™‎, Lyft and Other Partner Rewards have additional terms and conditions, which can all be accessed through the World Elite Mastercard® Benefits portal. Please see the guide to benefits for details or call 1-800-MASTERCARD.