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Names, social security numbers, birth dates, addresses, driver’s license and credit card numbers. There is a goldmine of information thieves search to steal daily. Identity theft protection services aren’t a foolproof way to keep yourself safe from them, but it does help catch them in action.
In fact, 143 million Americans are victims of identity theft. That’s half of the United States’ population whose credit is in danger. Identity theft protection companies use a variety of tools and employ technology to protect credit and identities of Americans every day.
IdentityForce provides a basic, easy-to-use service for those who haven’t fallen victim to identity theft yet.
3 / 5.0
SimpleScore Identity Force 3
Basic Plan 1
Premium Plan 2
Customer Support 5
Mobile App 3
IdentityForce is a basic, easy to use tool that monitors both your credit and personal data. It also includes anti-keylogging software to keep your information protected. It’s one of the easiest services to start and with bank account transaction alerts, you can keep a close eye on your finances. IdentityForce is the perfect tool for the person who hasn’t had their identity stolen, but wants easy to use protection.
Keep in mind, IdentityForce doesn’t have much actionable advice. You may want to look elsewhere if you’re wanting to minimize your digital footprint.
Identity Guard protects you by constantly watching your accounts and supporting you with easy to follow practices.
4 / 5.0
SimpleScore Identity Guard 4
Basic Plan 4
Premium Plan 4
Customer Support 4
Mobile App 4
Identity Guard offers three tiers of protection. The first tier monitors your information on the dark web and gives you reports on your monthly risk assessments so you know where you stand. The mobile app is safe from phishing techniques as well. The Premier Plan includes everything the basic plan offers, but it also includes tax refund alerts and monitors your credit. The Total Plan covers every corner of the internet and is perfect for those who are interested in the latest protections — meaning Identity Guard offers protection in places some others don’t.
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Save up to 33%!
Basic Plan $6.67 (Regularly $8.99) & Premier Plan $16.67 (Regularly $24.99)
Lifelock is a complete, comprehensive system that runs 24/7 for your protection
3.4 / 5.0
SimpleScore LifeLock 3.4
Basic Plan 3
Premium Plan 1
Customer Support 5
Mobile App 5
Lifelock will alert you to any suspicious activity through text message, mobile app and email. If you need any further explanation, you can easily get in touch with customer service through the mobile app. Lifelock has the only plan with monthly credit score reports and 24/7 reports. Furthermore, Lifelock is paired with Norton Security, giving you an even bigger boost in your online protection. The service focuses on data breaches making it perfect for both personal and business usage. The pricing comes in competitively at first, with $8.99 and $26.99 a month for the basic and premium plans, respectively. However, those are the introductory year pricing. After the first year, the prices jump to $11.99 and $34.99 a month. Depending on the plan you choose you may even be eligible for reimbursement of funds that are stolen. All in all, however, Lifelock is one of the best comprehensive programs to give you alerts whenever you need them.
ID Watchdog is the only company that can help customers recover from pre-existing identity thefts.
3.2 / 5.0
SimpleScore ID Watch 3.2
Basic Plan 2
Premium Plan 4
Customer Support 5
Mobile App 2
ID Watchdog is the only company that will go out of the way to help you, even if you’ve been a victim in the past. All other companies will only protect you as the service is active. That being said, you will have to foot the bill for a few extra fees. It can add up, but it’s better than the possible alternative. For the service itself, it’s one of the more budget-friendly options. It also offers more for families, protecting spouses and up to four children. Because ID Watchdog offers comprehensive benefits for people whose identity has been stolen in the past, this company is perfect if you’re already on high alert and need protection for more than just the time you’re a customer.
Too long, didn’t read?
Identity theft protection can be an amazing tool to help protect yourself and your assets. But it is important to pick the right service that will fit your particular needs. You don’t want to overpay for services you won’t use or be missing important aspects you should have.
It helps to pay attention to the features and additional reports that come with each. You also want to make sure that the services cover the various devices that are used on a daily basis in your home and office. Take the time to consider all the features and customer service channels to get a clear understanding what to expect.
The SimpleScore is a proprietary scoring metric we use to objectively compare products and services at The Simple Dollar.
For every review, our editorial team:
Identifies five measurable aspects to compare across each brand
Determines the rating criteria for each aspect score
Averages the five aspect scores to produce a single SimpleScore
Here’s a breakdown of the five aspect scores and their rating criteria for our review of the best credit monitoring services of 2020.
Why do some brands have different SimpleScores on different pages?
To ensure the SimpleScore is as helpful and accurate as possible, we developed unique criteria for every category we compare at The Simple Dollar. Since most brands offer a variety of financial solutions, their products and services will score differently depending on what we’re scoring on a given page.
However, it’s also possible for brands to have different SimpleScores across multiple pages on The Simple Dollar. For instance, if we compare Experian’s ID theft monitoring services using SimpleScore, it scores a 4 out of 5. However, if we apply our SimpleScore methodology for credit monitoring services, Experian scores a 4.4 out of 5. Each unique criteria results in separate SimpleScores for multiple brands based on what we’re comparing.