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America’s First Choice Home Club Review
America’s First Choice Home Club at a glance
|Company||Year Founded||Service Fee||Recall Period||States Available|
|America’s First Choice Home Club (AFC)||2009||$43 to $59 per month||Lifetime||47|
America’s First Choice Home Club home warranty plans
America’s First Choice Home Club has four different warranty plans to choose from, ranging from $43 to $59 a month, and offering various levels of coverage.
System plans are designed for homeowners who would rather prioritize their systems over appliances. In this plan, no appliances are covered under warranty. However, expensive systems such as heating, air conditioning, plumbing and electrical are.
Silver plans are among the most affordable plans that AFC offers and are designed to cover repairs for the majority of your household appliances. When subscribed to the Silver plan, customers will get complete repair or replacement coverage on their washer and dryer, oven, cooktop, water heater, dishwasher, refrigerator and other essential appliances.
AFC’s Gold Plan takes the comprehensive appliance coverage available with their Silver plan and adds systems coverage to the mix. The Gold plan upgrade covers most household appliances while also providing warranty protection for critical systems like electrical, plumbing, air conditioning and heating.
For customers who want to maximize their warranty coverage on everything in their home, including all appliances and systems, AFC offers the Platinum Plan. Featuring all the benefits of the Gold Plan, AFC’s Platinum offers additional comprehensive coverage on things like built-in microwaves, plumbing stoppages, faucets and ice makers.
What we like about America’s First Choice Home Club
When it comes to the customizability of warranty coverage plans, it’s hard to beat America’s First Choice Home Club. AFC offers more options and more plans than most other warranty companies and has a lifetime guarantee on service repairs for the length of your contract. A unique benefit that AFC provides is the ability for homeowners to choose their own service contractor when getting repairs and replacements on their home systems and appliances. AFC is one of the only home warranty companies to offer this benefit on all of its service plans.
Things to consider
There aren’t too many downsides to consider when reviewing America’s First Choice Home Club. One of them, however, is that these plans are not available to all residents of the U.S. Currently, AFC only services 47 of 50 states with California, Hawaii and South Carolina being ineligible for extended warranty coverage. Another consideration is that while AFC seems like a winner in every category, they do have mixed reviews from their customer base. Many negative reviews seem to stem from the fact that the company requires all claims to be submitted within 24 hours of discovering an issue; otherwise, claims may be considered ineligible.
How TotalProtect Home Warranty compares with the competition
AFC Home Club vs. Choice Home Warranty
AFC Home Club vs. The Home Service Club
AFC Home Club vs. American Home Shield
American Home Shield is an industry leader in warranty home repairs and services, and it has some of the most flexible plans available. Homeowners can customize a plan built around their own needs with American Home Shield’s “Build-Your-Own-Option” to ensure that they only pay for coverage they actually need.
One downside, however, is that American Home Shield doesn’t allow customers to choose their own repair technician. This differs from AFC, which allows customers to choose whomever they wish to work with on their repairs so long as they meet stipulated criteria. Regardless, both plan options are a good choice for anyone looking for extended warranty coverage on their home systems or appliances.