How We Make Money

The Simple Dollar is on a mission to have a real impact on our reader’s bottom line. The primary way we do that is by providing experiential, actionable advice around personal finance. A big part of what we do, is dive deep into products and services that will help save our readers thousands of dollars per year. The way we do that, is by finding the very best products and services to add to your financial toolkit. We all need insurance, credit cards, loans, bank accounts, etc. These are all gigantic, big businesses. The financial industry is making a lot of money off of our readers. Our job is to ensure that the financial products and services that you are going to use in your life are the ones that will give you the very best deals, rates and savings.

Some of the financial institutions with products or services on our site may pay us a referral fee when a reader gets approved for certain products, such as a credit card or loan. When you click on one of our links to a product or service, we may receive a commission from the company that issues that product. That is how we are able to provide our service free of charge for our readers.

The team that works on the reviews that you read on this site is completely independent from our business operations. They do not make recommendations with affiliate relationships in mind. In fact, the editorial team doesn’t even have insights into the details of our partnerships. Their job is to figure out which products and services are the best and to surface the truth to our readers.

You can support our work by clicking on the links in our review pages and within our comparison tools. Otherwise, you can always go straight to the product or service we are recommending and bypass our affiliate links entirely.

For full transparency, here is a list of some of our current credit card partners: American Express, Bank of America, Barclays, Credit One Bank, Discover, JPMorgan Chase & Co., Synovus Bank, and The Bancorp Bank.