Updated on 02.23.08

I Quit

Trent Hamm

I quit my job.

It is scary as can be to write that sentence. Unbelievably scary. I’m walking away from a good paying and very stable job. I announced my resignation this week, and my final day will happen before the end of March.


So, why did I make this decision? There were a lot of reasons, all balled together, so I thought I’d walk through them one at a time.

I want to devote more time to my family. As my writing has taken off – both on The Simple Dollar and in other forms – I’ve been more and more compressed for time. This has meant that I’ve spent weekends in the basement trying to write while my children play above me, their pitter-pattering feet on the floor making me wish I was with them. It’s meant that they spend more time in daycare instead of with me. It’s meant that when we go on vacations, I take my laptop along and write instead of enjoying special times with them. My son is a little over two years old and my daughter is almost six months old. If I keep doing this, I’m going to miss their childhood – and I don’t want to do that, not for all of the financial rewards in the world. In all honesty, this is the biggest factor that pushed me over the edge.

I want to devote more time to my writing. I love writing. There’s simply no other way to put it. The art of putting written words down on the page fills me with an elemental joy that I can’t describe. Some windows have opened for me where people are paying me to do this, and I can’t possibly turn away from it.

We’re in very good financial shape. If it wasn’t for this reason, I couldn’t possibly think of making a move like this. We have only a tiny amount of student loan debt and our mortgage and that’s it – no credit cards, no car loans, no anything. We have quite a bit of money in the bank as well and other sources of income, too.

We know how to live frugally. We’ve learned how to live way below our means over the last few years. We simply don’t spend much money at all, especially compared to our income. We spent substantially less than 40% of our income in 2007 – the difference was folded into paying off debts rapidly, with all of our car loans, our credit card debts, and much of our student loan debts just vanishing very rapidly.

Working in my home office and eating leftovers out of the fridge is far, far cheaper than commuting, buying gas, and succumbing to temptations along the way. I’ve calculated that my monthly savings just from not commuting is about twenty hours and $250 – and that’s assuming that I never stop for anything other than an occasional coffee or something. Plus, my lunches will be much cheaper – there will never be a temptation to eat out.

My wife is also considering a move to a job very close to home. Currently, my wife commutes about forty five minutes just to get to work. She’s considering a move that would reduce her commute to about three minutes.

I’m in the perfect position to leave my current job. I love my current job, so I’ve been waiting for the right time to make this move. I wanted a point where I could really walk away with minimal regrets, and now is just that time.

What Will I Do Now?

So, what’s my plan for after this switch? I’ve been thinking about this a lot, and here’s what I have in mind.

At first, I’m going to get substantially ahead in my writing for The Simple Dollar. One consistent worry I always have about The Simple Dollar is that I never feel far enough ahead with the writing – it’s almost impossible to walk away from it for a vacation or an illness or an emergency because I don’t have adequate time to get ahead on the writing. So, my first project is to “bank” a lot of articles and have them ready to go so that if I need to, The Simple Dollar can keep running just fine while I step away for a bit.

This also means I’m going to have the opportunity to do some deep research and write some things that time simply hasn’t afforded to me.

Second, I’m going to shop my book hard to get it published. As I’ve mentioned before, I have a book that’s largely finished in first draft form. I’m going to polish it up and start shopping it hard, something that’s a time sink that I haven’t had time to do.

At the same time, I’m looking strongly at some freelance writing opportunities that will pay pretty well. I’m in discussions related to a newspaper column and perhaps a regular slot on a local radio show.

I’m going to start the long-discussed cooking/food blog. The focus is on preparing tasty and healthy meals at home for a family – while I won’t necessarily lean towards discussions of frugality there (I’m more concerned about tasty, then healthy), the very nature of cooking at home is a frugal behavior. When it launches, I’ll let you all know.

I’m going to dabble in local politics. This is something else that time compression hasn’t given me the freedom to do. Church council, city council, school board – these are all things I want to do.

I’m also going to spend some time on other side businesses and opportunities. Small-scale computer repair, things like that. I’m also going to look at helping my wife get her soap making side business up to speed, and I may raise a bumper crop of tomatoes, can some tomato-based foods, and sell them locally. I also have a few other strings that I may tug on, too.

I’m going to still send my children to daycare some for the socialization aspects, but we’re considering a reduced schedule that gives some stay-at-home-parent time. We’re going to ease into this over the next several months to see what works best for all of us and what matches our financial state.

Most importantly, I’m going to detach a bit from the heavily-compressed nature of the last two years of my life. In the summer, we’re going to spend some significant time visiting friends and family, people who I haven’t really been able to connect with in a while. I’m going to spend a ton of time with my kids outdoors, too – working in the garden, playing at the park, and so on. I’m going to breathe, something I haven’t done in a while.

All in all, it’s the single scariest thing I’ve done in my life, but I think it’s the right thing to do.

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  1. Cynthia says:

    Wow! Congratulations! What an exciting new time in your life!

  2. Congratulations! I know that it seems scary, but it looks like you are doing this for all the right reasons.

    Being with your children will be the best gift you can ever give them. Even if you don’t make any money on anything else, you’re investing in a stronger and deeper relationship with your son and daughter.

  3. Chris says:

    Congratulations!!! Your decision will work out great for your family.

  4. Kate says:

    Congratulations! Don’t worry much. You’re smart and resourceful, and you will always know how to provide for yourself (and your family.)

  5. Sean says:

    I’ve worked from home for years now as a contract programmer. It can be pretty awesome, but don’t kid yourself – you will be tempted to eat out if not simply because it’d get you some social contact. As time has gone on, I’ve also succumbed to the coffee shop addiction for similar reasons. Still, though, it is fundamentally cheaper than having an office job – and you can’t beat the perks! Just beware that while working from home can offer you more time with your family, you may become more and more tempted to never stop working because, well, you’re *always* at work.

  6. Valerie says:

    What are you going to do about health insurance? Does your wife have it through her job?

  7. Imelda says:

    Whoa. Wow, wow, wow. Congratulations!! I’m glad you were able to do this.

  8. it's a big step says:

    I’ve always been amazed at the amount of content you’re able to turn out for the simple dollar and also spend time with the family and have a job. Good luck in this whole process. I hope it works out for you and your family. It sounds like you’re well prepared and have thoroughly thought it through. Spending time with the kids, especially when they are young is very important. You’re doing the right thing.

  9. Mike says:

    Congratulations! I worked at home for a time when my kids were younger (their now 10 and 14). This was the result of a layoff. The thing that sticks out most in my mind from that period of time was being able to walk the kids to and from school – not financial stress. Yes it was tight but I thought I’ll never get these years back. Enjoy the new adventure!

  10. Khaki says:

    Good Luck. I second the question about insuance. That is a big one for me. I usually hold up my cardboard sign, “Will work for benefits.” I am looking forward to living vicariously through you for a while…

  11. Congratulations!!! That is a huge step that I know took alot of decision making. Good for you and I wish you all the luck!!

  12. KC says:

    I did this about a 16 months ago. Like you I was fully prepared and had thought about all the points you mentioned in this article. The hardest part for me (and it might be for you) is not being “normal”. Everyone goes to work and collects a paycheck. What you are doing is unusual, but at the same time it is rewarding. The hardest problem I have is answering the question “What do you do?” I still tell people I’m a librarian, but I’m not working right now. Then people ask “What do you do with all your time?” It’s hard to answer that question, but my life is fuller now than it has ever been. I guess the best answer is “I do what I want.” Basically this means I do what needs to be done – more time with family, intellectual development, whatever I need to focus on to make my family’s life better. So best of luck to you – it will be interesting to see how you progress and if you have some of the same emotions I did and still do.

  13. trb says:

    You’re the man, Trent. Huge coup for your family, to get more time and attention from you. You’ll love it, because you know why you’re doing it and what’s important to you. Breathe deep and enjoy.

  14. Nicole says:

    You’ve made the necessary sacrifices to get where you are and now you are reaping the rewards. Congratulations!

  15. Celeste says:

    Good for you, Trent. Congratulations!

    One side-note, although I know this wasn’t really the point of this post: don’t feel too much pressure to “socialize” your kids extensively through day care. I was home-schooled until 5th grade and although I had neighborhood friends to play with on the weekends and during summer, I mostly spent time with adults. I entered school with excellent placement test scores and was able to start a grade ahead of my age group. While academics certainly aren’t everything, and sometimes I did feel a bit different from my peers, it was a far more valuable skill for me to learn how to socialize with adults. It has served me well into my adult life, too–giving me a confidence around people that has gotten me hired over others with more credentials, and earning the respect of my elders in some instances where they commented that I acted wiser than my years.

    My mom actually took me to day care for the sole purpose of socializing me. When she picked me up the first day, I told her there were too many kids and too much noise, and that I didn’t want to go back. I never had to…but I helped her do small tasks at her business, made simple phone calls for her to learn phone etiquette, etc., in order to learn how to communicate and cooperate with others.

    I guess what I’m saying is, it depends on the kid(s.) If your child or children love day care, then more power to you/them. But don’t make them socialize with their peers at day care because you feel like it’s necessary for their well-being. They will turn out fine either way–plus, once they get a bit older, they will have the sibling interaction thing going for them, and that’s free!

    That’s all I’ve got–congrats on a major decision. From reading your recent posts, this was a long time coming and you sound like you are in a good position to do it.

  16. Congrats! That’s huge, and must feel very exciting.

  17. Amanda says:

    That’s awesome, Trent! Congratulations and best of luck to you. :)

  18. JB says:


    I just discovered your blog two months ago. As an avid reader and middle school teacher, I thought when I first stumbled across your blog that you have a very rare talent to synthesize massive amounts of information in a way that makes perfect sense. I am 52, and I have learned a lot from you.

    I will continue to follow you, and I know in my heart that we will see your name on wonderfully helpful books in the future.

    You made the right decision, and I will beam positive thoughts your way:)

    Keep it up!

  19. Jeff & Heather says:

    Congrats Trent! Been a long time lurker on your blog and know you’ve made the right move here! Best of luck on the new opportunities from writing!

    -Jeff & Heather

  20. NCN says:

    Hey man, it sounds like you have put a lot of thought / effort into making this decision.
    I’m happy for you!
    A few quick questions –
    What types of retirement accounts will you use?
    What about health insurance?
    How easily can you ‘go back’ to full-time employment if things don’t go as smoothly as you hope?
    How does your wife feel?
    Rock on,

  21. Laura G says:

    Add my congrats to the chorus!

    It sounds like you might be busier than ever, but even if you are, it’ll be on your terms and on your schedule. Sounds great to me!

  22. chris says:

    Congrats Trent, sounds like this a great time to make the move.

    Thanks very much for providing the insight and inspiration for us all trying to do the same thing.

  23. Ross says:

    Congratulations! This is really an inspiration to people who want to do the same thing. Hopefully everything works out for you!

  24. ChristianPF says:

    Awesome!! Way to go Trent – I am so excited for you!! It might be a little bit scary, but the alternative of being stuck in a job rather than following your passion is a lot worse!!

  25. Trent Hamm Trent says:

    I’ve been on my wife’s insurance for years, as she has very, very good insurance and would continue to have it if she switched jobs.

    As for retirement, I’ve got a Vanguard IRA plus what remains of my old 401(k). I’ve been putting the legal limit into my 401(k) for a while now so I’m actually *way* ahead of where I need to be for that.

  26. Wendell says:


    I am very happy that I found this blog. I am amazed that you are able to quit your job and start down this path of your choosing.

  27. Stephen says:

    Wow. Best of luck on your endeavor. Its really exciting that you have the courage to actually quit! Look how far taking responsibility for your personal finances has gone. I think you are embodying the zenith of personal finance. Congratulations and I can’t wait to see what happens over the next few years. Now the blog gets more interesting, and better!

  28. Diane says:

    What wonderful news!

  29. Aleigh says:

    Congrats! Its the right thing to do for you and you are in good shape so go for it! Congrats again!

  30. Andrew says:


    Unbelievable! You are an inspiration to everyone who has ever just wanted to do something SO bad but never takes the steps needed to accomplish it. You are an inspiration to all of us who need to figure out what is truley meant for us; our destiny; and who need to go out there and make it happen. Congratulations!

  31. Rob Madrid says:

    one rule they give everyone who works from home, have an office where you leave you can shut the door. The hardest thing about working at home is you can’t “leave” the office.

    good luck, I’m looking forward to your cooking blog, you’ve really inspired me to start cooking.

  32. Danny Tsang says:

    Congrats to you Trent! Its great that you’re doing what you WANT to do because you are financially stable. Thats the beauty of money. The time spent with your kids is priceless and its something they’ll remember as well as yourself.

    Currently I’m full time internet income myself. Hopefully the income will be steady enough to support my family when I have kids so I can go the jobless route as well.

    Congrats again and keep up the great work!

  33. Graham Lutz says:

    This is the best blog post I have ever read, anywhere! It totally fires me up!

  34. I really wish you well Trent. You’re quite the inspiration to dreaming full time bloggers. I’m truly impressed by your genuineness and caring towards the financial well being of your readers. I hope aspirations for local politics, church affairs, and even farming excursions go well! :)

  35. ericabiz says:


    Huge congratulations! This was definitely a long time in coming for you. I know you will be much happier by living a life of your choosing. :)


  36. Trent,
    man, we’re in the same boat. I’m quitting my job this coming Friday. I’m fashioning my resignation letter this weekend. My boss already knows and he’s a great friend. Can’t believe that more and more bloggers are quitting, as they carve out new avenues using new found skills and for some, talents. ;)

    Congratulations Man. Here’s wishing you and all the rest of us in this position, all the best.

  37. Ezra Israel says:



    When doing such decisions it is important not to look back. Hard days may come and in order to go through them you must mentally shut the possibility to go return to your oldest life.

    Ezra from Israel

  38. Michael says:

    It’s nice to know you took this step too. I hae done it at the beginning of this year… and since then I’ve been overwhelmed with work!! I’m looking forward to reading how you manage your time, now that it’s all yours. I have found out in nearly two months that it is time, not really money, what must be valued the most!

    Here’s to you, Trent ;)

  39. Trent Hamm Trent says:

    I have an office, actually. It’s a room that currently has a desk, a reading chair, and a bookshelf in it – and that’s about it. I go in there and shut the door when I write.

  40. Nina says:

    I am so happy for you! My husband made the same jump last year, and while it has been lean living on a teacher’s salary, neither of us would trade his newfound freedom for the world!

  41. Good luck! That sounds like a huge change for you. I’m sure you will not regret it, especially having more time with your children.

    Your blog is great. I hope one day my blog can be as prolific and useful as yours!

  42. Cindy S says:

    Congratulations!! There seems to be a lot of this going around with bloggers these days. I wish you the best with it! It’s great to have a chance to spend more time with your children, they grow up so fast.

  43. Josh says:

    Wow, congrats!

    I am very happy for you and envious. I think you should be very proud of the transition you are undertaking.

    I look forward to your food blog and book,

  44. Lisa B says:

    Congratulations, Trent.

    I know you put a lot of thought into the decision so rock on! I’ll keep an eye out for your books. I can guarantee you several thousand sales from your blog readers alone! We’ll help you spread the word.

    All the best.

  45. Eric says:

    Trent, Best wishes – you’ll do great. I did something similar a few years back – I left a higher paying, higher stress job for one that I enjoyed a lot more, and let me tell you, there are so many little savings built in – less gas and car wear and tear here, fewer meals on the run there, less stress and therefore better health…

    I know you’ve said somewhere in the past that you give financial talks – have you ever considered teaching a class at a college? I don’t know your educational background, but teaching a class or two at a college could bring in a little extra income while not inundating your schedule with too much to do. I don’t know what your highest degree is, but at many schools, you can teach with a master’s degree. I think you would find it rewarding since the blogging is something that you enjoy.

    We’re all rooting for you!

  46. Kim says:

    Add me to your cheerleading section, Trent!

    You are a born writer. It must be scary, but you know what they say: do what you love and the money will follow.

  47. Hugh F says:

    Good luck. I am very envious. Love your blog btw.

  48. kelly says:

    Congratulations on all of your hard work and planning paying off – you set loftu goals and are working your way through them. That’s wonderful! BEST of luck to you, although I think luck will have, and has had, very little to do with your success. You have a plan and the drive to pursue it. Enjoy your family, your writing, and all of your other passions driving this decision.

  49. Joyce Jarrard says:

    Wow! That is amazing. The best time of my life was the 8 years that I stayed home with my babies.

    I am so impressed on how you got yourself into great financial shape in order to do this.

    I am intrigued by your life, and curious about your wife, (but none of my business.) I’m fascinated by all your tales of cooking and cleaning.

    I too, look forward to your cooking blog. I lost interest in cooking after my oldest son died 16 years ago. I cook, but I tend to cook a big pot of something so we can eat on it for 3 days.. Maybe your enthusiasm will rub off on me, eventually.

    I agree with the woman who talked about how kids are more mature and unique if they don’t spend a ton of time in daycare. I wish I had homeschooled mine. I didn’t really find out it was a legal option until I went back to work, and added more debt, necessitating I stay in the workforce. When my son became ill, I was trapped in my job. I will regret that until eternity.

    I will look forward to your book.

  50. Vickie Carr says:

    Wow! I am so excited for you! Congratulations.

  51. Brian says:

    Awesome and congrats, Trent! Please point us to the podcast when your local radio show puts one up… they are going to podcast it, right?! :)

  52. Mrs. Micah says:

    Good luck! I look forward to your cooking blog. Hopefully it’ll have a frugal recipes section? ;)

  53. anne says:

    Trent that is great news for you and for all of us readers. Looks like we will all gain from your move.

    I too will look forward to your book.

  54. Esther says:

    All the best, Trent. It’s wonderful your financial prudence and great writing skills are now enabling you to follow the dictates of your heart!

  55. paidtwice says:


    It’s amazing how easily all the time you spent at work will be filled with other things. 6 months from now you’ll wonder how you ever had time to go to work!

    Live life with no regrets :)

  56. Trisha says:

    Many congrats and great hope for your future. I started reading just a few weeks ago, and I’m hooked. You’re an inspiration…keep going! :)

  57. Eric C. says:

    I don’t have much to add beyond what’s already been said by other commenters. Congratulations!! Can’t wait for the cooking blog. With your help, I’m hoping to take on more of the cooking responsibilities for my family and my wife will have you to thank.

  58. Sarah says:

    Wow!! I’m insanely jealous, but you deserve it! Great work!

  59. Awesome!
    I hope to join you in a few years.

    After my father in law retired a few years ago, I asked him what it was like. He replied, “Every day is Saturday!”

  60. Jason says:

    Good for you Trent, I’m proud of you.

  61. Congratulations and I hope the best for you!

  62. Eleanor says:

    Good for you….and great for your family. You should all be very proud. Very best wishes to you as you make this very cool change!

  63. Nilay says:

    Congrats! I wish you the best of luck for taking this step – I did the same last year, and became my own best – best “life” decision ever!

  64. Madison says:

    Congratulations!! You’ll probably look back and find that it’s the best decision you’ve ever made! I hope to do the same in the future.

  65. Marcia says:

    Congratulations! Welcome to the wonderful world of self-employment. Sometimes I long for the regular paycheck and benefits, but oh! the freedom!

  66. debtheaven says:

    How wonderful for you! You deserve this!

    I hope your wife’s job change works out too.

  67. Kate E. says:

    Trent, I’m delurking to say good for you! Congratulations! :)
    I’m really looking forward to the new cooking blog too.

  68. Bruce says:


    Having been self-employed before and working toward that goal again, I promise you will never regret it. There is something very different and magical about owning your own destiny.


  69. Jennifer says:

    Excellent news! Knew it was coming, but still a bit of a surprise.

    Your blog has been motivating me to make some changes the past few months. I’m a poor grad student with negative income – and not in a field that makes any money ;)

    This post in particular has motivated me to try to find a way to be self-supporting within 2 years (not dependent on grants / loans).

  70. H-Bomb says:

    Wow! This is one of those things that you know is eventually going to happen, but you never thought it was going to pop up like that. :)

  71. Kevin says:

    Congrats! It’s a bold move to be sure and takes a lot of guts but you’re obviously thinking it through carefully. I wish you the best of luck!

  72. Anne says:

    You made me do an actual sitcom-style double-take.

    I’ve always secretly hoped that you would have your wife guest-write a blog post. This might be the perfect opportunity. I see frugality as a team effort (as I think you do, too) and I for one am very interested in your wife’s perspective on this exciting decision to change your lives.

    Best of luck!

  73. David says:

    I saw the title and was like OMG OMG OMG. He’s ENDING The Simple Dollar ?!?!?!? Then I read on. As always I can’t wait to see how things turn out for you. Have fun.

  74. Technology Reviews says:

    Congratulations on taking the dive! Look forward to reading more of your insight.

  75. Jonathan says:

    Congrats and best of luck!

  76. quatrefoil says:

    Wow! I cried when I read that. I am so inspired – I really need to work out how to do that for myself (and I love my job too).

  77. Flexo says:

    Congratulations on the move and good luck!

  78. Redox says:

    Good luck!! I’ll be anxious to read your experiences.

  79. Kacie says:

    Great to hear! I just wanted to add my congratulations and encouragement. You can never have too much of that!

    P.S., I added you as a Facebook friend a long time ago. It’s still pending. Meep!

  80. John says:

    Cool, I’m doin’ it now but instead of me quitting, I was laid off. It’s scary at the start but you have to start and get busy now. I’m 40 now and in the process of graduating from a community college in a couple of months. But it’s nice hanging with the kids and all. Good luck! J.

  81. Way to go, Trent!

    It’s so obvious that you DO love writing. I think this is what we all wish we could manage: quit the day job and make our way through life doing what we love to do.

    As a commenter said at another post, TSD shows so much energy and skill, it’s hard to believe you’re only one person. I have a theory that you’re secretly 10 people. Given your creativity, your vigor, and your self-starting personality, you are a natural to succeed at this enterprise!

    :-) This is such great news, I’ve gotta link to your announcement at Funny. Congratulations!!

  82. Congratulations! I worked at home for a year and loved it–especially being able to cook my own lunch, which it sounds like you’ll enjoy, too. Alas, I had a toxic boss, but I hope to go back to working at home someday (hopefully for myself, like you’re doing)!

  83. Lorri says:

    Such a timely article. I just walked away from my fulltime job this week and will only work 1 day a week, until I finish my degree. It is very scary since I am a single mother. But I will be investing in myself. I graduate in May and am sure we can make it until then. Good luck with your writing endeavors.

  84. Tracy says:

    WOW!!! Big move.

    As another person commented, what are you going to do about health insurance? Do you have a large sum of money saved up in case you need it for medical expenses?

    (I ask because I purchased my own insurance while in-between jobs and ended up with a minor medical issue which still cost me a few thousand in medical bills…bills I wouldn’t have had with my employer’s superior benefit package.)

  85. sunny says:

    Best wishes for much success. Can’t wait for the food blog!

  86. Kay says:

    congrats Trent. I have been reading your blog for a while now and never really leave comments. I think you are doing the write thing…following your heart. You are financially stable and have a dream, so why not chase it?

  87. Foxie says:

    Just wanted to offer some more congratulations! I find this such an inspiration for me to chase my own dreams. (And most of what else you’ve written.) :) Some people think I dream too big, but I’ll live by the quote, “Always shoot for the moon. Even if you miss, you’ll land among the stars.” Best of luck with your book!

  88. Jennifer says:

    I ditto the congratulations! I also ditto the request to see a guest post written by your wife… She must be an incredible woman and I’d love to hear her side of things? Perhaps an interview???

  89. Julie says:

    I’d wish you good luck, but I don’t think you need it. I think you’re going to make your own luck and it will lead to much awesomeness. (Yes, I just made up that word.)

    I’d love to hear more about your quest to get your book published. I’ve got a lot of blog articles (well, essays, really) that I’d like to turn into a book, and I’d love to hear how you’re going about it.

    Congratulations on taking this big step!

  90. fathersez says:

    My sincere and heartiest congratulations.

    No one knows what the future can bring, but go forth with a light heart as you have clearly prepared diligently for this move.

    Best regards

  91. Jeni says:

    Wooot! That’s awesome!

  92. ling says:

    Dear Trent,

    I have been reading your blog the past few days, and have really enjoyed it. I just want to let you know that I have also quit my day job before to concentrate on writing and other freelancing jobs, and the best thing that happened was the freedom and time I had on my hands. Later on in my life, I did it again, quitting a stable and good job to study overseas, and I am now having a great time learning and living simply in a small town overseas.
    I am sure that you would have a great time building up your career and family. You have worked hard and deserved this!!

    Good Luck!

  93. Excellent. I notice a trend here. Soon blogging will be listed as an employment hazard.

  94. Daizy says:

    You’re my hero! I hope you have great success. Someday I hope I have the guts to quit my day job.

  95. HyLa says:

    I understand your wanting to fulfill your dreams/destiny. The hubby and I became debt-free homeowners (with two kids) by age 36 (I am now 42). And,I now work part-time (instead of full-time) because I WANT TO, not because I have to, and I spend the rest of the time with my hubby and kids. To say that the quality of our lives has improved is an understatement.

    Kudos to you, Trent!

  96. Dave McNamara says:

    The comment posted by Graham Lutz @ 1:07 pm February 23rd, 2008 probably describes my thoughts and feelings to a ‘T’ in regards to this post.

    Everything about this site, yourself, and now this post inspire me to keep working hard at working hard in what I enjoy!! It also gives me many, if not all the tools I need to succeed in life, and not just financially.

    Thank you for everything. You’re not only providing well for you and your family, but to people like me and the other people that come here. :)

  97. Dave McNamara says:

    Also, I would like to note that I tell anyone and everyone I come across about this website and how much it has helped me through some tough times and continue to grow from the good ones.

    I am currently on day 4 of your ’31 days’.

  98. Dee says:

    Congratulations :) Thanks for all the work you put in.

  99. RS says:

    Congratulations! All the best!

  100. Not Marian says:

    All that can be said here is “Congratulations,” so well done :)

  101. Michael Castaneda says:

    Great news! Hope it all works out for you. Good luck, work hard.

  102. Mia says:

    Congratulations! You are doing the right thing. If anyone can succeed at this, you can. I look forward to reading about how this will change your life for the better!

  103. Stacy says:

    I’m so excited for you! It is actually due to The Simple Dollar that I was able to get my financial act together last year and quit my job to be a stay at home mom. Thank you!

  104. Linda says:

    Congrats!! — Can we pre-signup for your book? I’ll even pay in advance. You are a great writer.
    Maybe if several thousand of us commit to a purchase you could take the list to a publisher or even self-publish.

  105. Jauhara says:

    Ten years ago, my husband was working for a painting contractor, and only making about ten bucks an hour. I was a part time cashier, making 6.50 an hour. We had another mouth…six in the family all together, were on welfare and foodstamps, and one day, the IRS said…Hey you didn’t take EIC for the last four years, and here is a check for 7500~ and with that, my husband moved back to PA, started his own painting business, and I went into piano teaching, and it has been a better ten years than the nineties!

  106. money_me says:

    Trent, have you thought of writing ‘CHILDREN’S BOOKS’ as well? I think you’d be good at passing on personal finance skills to parents and children too. I think you’d make money and you’ll definitely have a market. I think even MADONNA wrote some children’s book(s)! You have what it takes. Go for it! Wishing you all the best.

  107. Shevy says:

    Wow! That’s great! It will be a big change, but you’ve been moving towards this for a while.

  108. Chris says:

    Wow, that takes guts but it sounds like you are prepared and have thought carefully about this move. Congratulations and enjoy the extra time with your family!

  109. tracy ho says:

    Wow , great & brave move ,

    New Challenge , Good Luck

    Tracy Ho

  110. Debbie says:

    Congratulations to you!! I’m working on ways to do it myself. You’re such an inspiration in all that you write and all that you do. Keep up the good work, in all areas of your life.

  111. Vic says:

    Wow. Now that’s big news.

    Congratulations on making such a big, bold decision!

    I’m looking so forward to reading the cooking blog, TSD, and whatever else you put out.

    Most of all, enjoy your little ones. It may be a cliche, but true: The time passes oh so quickly. You’ll never regret being more available to them.:)

  112. Louise says:

    Congratulations, you’ll never regret it! I walked away from a job I enjoyed, with opportunities for promotions and further education, to start my own business 13 years ago. It was as scary as hell, but worth it. The business was successful and I kept it going for five years before changing direction again, moving, downsizing, and starting all over. Enjoy.

  113. Nancy says:

    Congratulations. I know you’ve done a lot of thought and planning to get to this point. I admire you for the reasons your making this change and am excited with you for your future plans. I was fortunate enough to be home with my children as they were growing up. It’s very fulfilling and so good for our little ones.

    I am now working towards the point of quiting my “day job” and working from home. Since I’ve just recently joined the enlightened ones paying down debt, it will probably be two or three years down the road, but I’m doing all I can to stay on mark and prepare for that day. You have been a great help. The Simple Dollar is the first financial blog that I started reading and will continue to read for as long as you continue to write it.

    Thanks for your help in my journey.

  114. Jandi says:

    Great news, Trent! I did the same thing several years ago and I have never had a moment of regret. I only wish I had done it sooner. Make it a rule that you always get dressed for work…writing or, in my case, painting(or doing anything except sleeping) in pajamas results in a lazy, sloppy approach to the work.
    Thanks for all the great info you so generously share here…I’ve learned so much from you!

  115. eaufraiche says:

    yikes! WOW!

    Ditto what Celeste wrote about the kids/daycare/socializing. Find a playgroup (story hour, group music lesson, gymnastics, etc).

    And the other book idea: how bout a small, endcap-sized tome of 31 days to fix finances out there for the end-of-year resolution makers?

  116. mariah says:

    I’m very happy for you. You have considered and prepared and launched. I believe you are going to do very well.

    I agree with the home-schooled gal. Socialization with their peers can be over-rated! They do need SOME, not too much.

    Socialization can be pooling their ignorance!!! I just got through educating my two daughters; I speak from experience.

    I look forward to reading your new adventures! Maybe I’ll learn to love cooking after all?!!

    Thanks for your abundant good sharing in your blog.


  117. mariah says:

    I’m very happy for you. You have considered and prepared and launched. I believe you are going to do very well.

    I agree with the home-schooled gal. Socialization with their peers can be over-rated! They do need SOME, not too much.

    Socialization can be pooling their ignorance!!! I just got through educating my two daughters; I speak from experience.

    I look forward to reading your new adventures! Maybe I’ll learn to love cooking after all?!!

    Thanks for your abundant good sharing in your blog.


  118. Heather says:

    Hi. So glad that you’ll continue with The Simple Dollar. I am sure that you’ve weighed the benefits of moving on. When the economy was really good, I was able to negotiate a 30 hour/wk job with benefits. That was really liberating. All the best and God bless.

  119. Credit says:

    Congratulations! I look forward to reading more.

  120. Dale says:

    Hi Trent,
    This is such good news! You are leading an exemplary life that others are benefitng from. Having more time to do what you do so well can only be good for all of us.

  121. Wow!

    As a stay-at-home parent of two young ones, I applaud your commitment to family. I doubt you will regret spending more time with them, no matter what happens with the writing!

  122. Darla says:

    Congrats!!! My youngest daughter just turned 18. I wish I could have spent more time with her when she was growing up. I was a divorced parent and had to work, no child support. Enjoy the time with your babies above all else, you will never regret it!

  123. Okay I give up.
    I have read comments on this issue more then the OIL going up. Ant one has the idea what next? I mean the issue is gone to the politicians and we can do little. Heard the latest. There are no WMD. The young British solders are sent to Afghanistan for training camp in UK, The poppy crop in on increase was we need the heroine. Mr. Tiny Blaire will not be the manager of the World Bank. Kenya parties have not resolved the issue of how many more to kill, the satellites that was blown up was for spying my house…. Andy Cap is suing Flo for divorce…

    I thank you
    Firozali A. Mulla MBA PhD
    P.O.Box 6044
    East Africa

  124. Castro is a failure. Like all dictators, Saddam, to Idi Amin. The petrol price going up stimulates my thinking in the opposite direction. Please forgive my writing. This laws happens when the wife of the minister throws a bottle of soft drink cracking the head of the minister who goes to office, tears apart the secretary, who fires the manager of production of fags early, takes accountant for drafting the p and l late, who fires the typist in turn gets the coffee bearer, who takes the anger to the wife at home, who kicks the dog and dog wonders,”what did I have for dinner”. It sounds crazy.
    Oil where is oil? The Soviets paid higher than market prices for Cuban sugar, whilst providing Cuba with petroleum at below-market prices. The elimination of these subsidies in the 1980s sent the Cuban economy into a rapid depression. Before the collapse of the Soviet Union, Cuba depended on Moscow for protected markets for exports, military and economic aid. Now what am I talking about? Castro and oil? Well sir. I need the sugar to convert this into oil. The biogas. You see I am all fro these sorts of gismos whether they work or not. My children wilt el me but I have to curb the cash, my cash at the moment.
    Fidel will be handing over power to his brother. Is Cuba, a country or a family business?
    Cuba and other countries like India, Pakistan, including some monarchy have the economy and politics going on in the families. India? You state India? Yes sir. The stigma is the not Nehru and Gandhi the pioneers the Ahinasa, non violence, are the gone days era. Now it is loot any time from anywhere. Now I look at Chavez. Will he help in any small manner? I think so. Was he not the one who said once that he will give oil free to the poor? I am. Skunk, down to earth rat, nasty piece of meat, rotten meat but please forgive my sins and trespasses. I cannot ask the lord now .Then I will need the palm leaves to blow cool breeze, cool breeze over my rotten bones, now I need oil for the cars, please.
    I thank you
    Firozali A. Mulla MBA PhD
    P.O.Box 6044
    East Africa

  125. jflash says:

    I can’t wait for the food blog.

  126. Frugal Dad says:

    Trent, what a great announcement! I know from reading your blog for over a year that this is something you’ve been wanting to do. It sounds like you’ve made a thoughtful decision, and I commend you. No doubt you’ll be successful in this new role. Congratulations on stepping out of the rat race.

  127. QuiteLight says:

    Go, man! More power to you!

    I’m really grateful for the bravery you’ve shown in sharing your struggles with us & everything you’ve learned, and look forward to your cooking blog as well!

  128. Deb Coyle says:

    Congratulations and hats off to you Trent. Love the blog.

  129. Donna says:

    Best of luck to you. You definitely have your priorities straight – family first!

  130. Ericka says:

    OMG, that’s FANtastic, Trent! Like others, I knew it was coming but thought it was wayyyy further in the future than this. Congratulations!!! I’m thrilled for you. You’ll have so much more time to devote to your already amazing site and many other projects. Can’t wait to see the food blog. It sounds interesting.

    Over the past 6-12ish months, the information I’ve gotten from reading TSD has been invaluable. I’m now on a strict debt snowball plan and have found quite a few ways to be more frugal. THANK YOU! :)

    Again, congrats, man. You and your family are not the only ones getting a huge benefit out of this… all of us reading TSD will get the benefit of you’re not having to split your attention too. YAY us! ;)

  131. ok says:

    Whoa, congratulations! That is so awesome! Watching you figure out the right way to live life for YOU has been an awesome experience; a hugely important lesson for us all.

    Congrats again! :D

  132. Lori says:

    We’re cheering for you and your family from Canada, can you hear us? You are a tremendous inspiration!


  133. Dixie Nivala says:

    I’m SOOOO happy for you !! I really enjoy reading your Simple Dollar. Best of luck. DNivala@paulbunyan.net

  134. KellyKelly says:

    Good for you. I have not read all the comments so forgive me if this is a repeat — but I think this is a FABULOUS investment in your HEALTH.

    Yes you don’t want to miss your kids’ childhoods, but it would be great if you were around — and healthy — for their adulthood too.

    I’m self-employed and know the temptation to push the engine to its limits. I’m so glad you are scaling back on your pressures.

    Yay for you!

  135. fandd says:

    Congratulations, Trent! I look forward to reading about your new adventures in this next phase of your life. I’ll also be on the lookout for the new cooking blog. Never can have enough good recipes…

  136. Stephanie says:

    Congratulations, Trent. I’ve really enjoyed reading along as you follow your journey to full-time writing. It sounds like you’ve prepared for a successful leap both financially and mentally, and I’m looking forward to reading about your future adventures.

  137. Galaxy says:

    Congrats on taking the leap. I love your site, it is thoughtful, informative, and full of great info. And you are open to new ideas and growth for yourself. I think you will be successful at what ever you try.

  138. ST says:

    Congrats, Trent!

    I’ve just been introduced to your site. I like it. I hope to spend more time here in the future.

  139. Lisa Miller says:

    Congratulations! This seems like a frightening step right now but I predict you will make big life changes many times in your life. Once you step outside the box it gets easier next time. You’re well on your way to finding out that especially with some degree of planning and care about the people who depend on you, the world will *not* end if you decide to be different.

    As to being ‘different’, some of your readers are in the same boat. My husband and I care for his mother who is end-stage Alzheimer’s disease. We each work part-time so one of us is always at home but the burden of her care is never placed solely on either one of us. A frugal lifestyle has become an art form at our house. I’m appreciating this time of our lives because never again in our working lives will we have the time to learn in depth the things we love to do.

    Be careful to find the time to socialize with adults, hanging out with children exclusively, especially your own, will encourage you to micro-manage their lives. You’ll also build friendships that will last a lifetime because you took the time to build relationships with people that feel they are “too busy” to have a life.

    If you don’t mind some advice, try to hang out with older folks, too. They have time to share with you and you’ll get a new perspective on life. They know that in the end, you really don’t have ‘total control’ over your life, you just get to hold the steering wheel about half the time, And that might be a good thing.

    Good luck, calm down and ‘just believe’.

  140. claire says:

    Hi Trent

    in january you posted that you were 29K credit card debt – how does this fit in with you quitting your job?


  141. nancy says:

    Good for you and yours. I would advise: have a backup plan, plan for 2x what you think your uncovered medical and dental expenses will be for the family, make sure you have all your bases covered with your tax situation as self employed pay more, consider working one day per week for your employer instead of leaving outright or have both you and your wife work 1/2 time so she gets to spend the same amount of time with the kids that you do, and lastly, ENJOY and take lots of pictures on the fly, while they are little.

  142. DAWN says:


  143. Danielle says:

    Hello! I’ve been loving your blog for a month or two now, getting myself into a fantastic financial position and even a new home.

    I noted that your wife is interested in soap-making and knowing your love of frugality, I wanted to send you a link…

    If you can find someone who is making bio-diesel, and it doesn’t seem to be that hard anymore, the glycerine is a waste product and they’d most likely be interested in getting rid of it free or cheap.

    Congratulations with leaving your job as well! I am excited to see your new cooking blog and even more of the Simple Dollar as your style is so easy to read and always leaves me waiting for the next entry!

  144. Sandy says:

    Good for you! Some things in life just feel right and it sounds like you put a lot of thought and planning into this decision. Good luck to you and your family!

  145. guinness416 says:

    Sounds like it makes sense, good stuff. My dad did this when we were young and it worked our great for the family. His attitude was that there’s always day jobs available for smart people, and he was right. One thing I would advise from his experience is to maintain professional organization memberships, continue doing CPD, schedule a bit of networking with old colleagues etc so you don’t have a huge barrier to re-entry if you need to get back to your current field; it doesn’t take too much time and is insurance of a sort, you never know what’s round the corner.

  146. cendare says:

    Hey Trent, don’t know if you are still reading the comments this far down (!), but I wanted to say, it’s really cool what you’re doing. If you post more about this decision later, I’d be interested to hear about your wife’s input… I mean, I know you talked to her about it, because that’s the kind of guy you are, but there’s no mention of it in this post. So that might be something to stress for people who are considering emulating you — “don’t make a unilateral decision”. Thanks and best of luck!

  147. wendy says:

    absolutely wonderful!!! congrats!

  148. Annie says:

    Congratulations!!!! I am so happy for you and your family. Now, you may spend your time following your dreams and simulataneously make a living off of it!!!

  149. M3 says:

    Congratulations, Trent,

    Your posts are wonderful and we’re excited that you finally took the plunge and followed your passion. We know you’ll do well.

    M3 and family

  150. Natural Woman says:

    Best wishes Trent…at least you have a plan.

  151. Connie says:

    I applaud your courage and I know it took courage to do this. But it looks like you’ve thought it through. Life’s too short, be happy and do want you want to do in life.

  152. Katie says:

    Congratulations! I quit a job of 18 years to be a home daycare provider (I did get licensed first and took over from my former daycare provider as she retired) and that first summer at home with my children and their daycare friends was the best time I’d had in decades. Plan outings to go berry picking and to state or county parks, bring a picnic and make a day of it. You will feel sooooo rejuvenated at the same time as being exhausted and sleeping very soundly. Three cheers for you and your lucky children!

  153. RetiredSyd says:

    Wow, congratulations! I can feel your excitement for all your plans. I am retiring (at the end of this WEEK)– but from a job I don’t love anymore, so think it must be very hard for you to leave a job you actually do love!

    I look forward to reading about all your new endeavors!

  154. sam says:

    Congratulations. Sounds great. Although spending time with your children was one of the last things you listed, it is probably the thing that you will enjoy the most. I quit my job two years ago to stay home with my two little kids. Best thing I ever did! I can always go back to work, but my kids will only be little once.

  155. bargainbtch says:

    Congrats! It sound’s like you really thought about how to live life after you quit and have some great plans laid out. I think things will work well. Leaving on good terms is wonderful too, because you have a positive reference if you ever need to return to a “regular job”. I work from home two days a week with my regular job and find it to be quite a saving on food and gas. I have been reading your (and other) blogs for about 6 months now, and they are so motivating. I had a similar site back in highschool and am thinking of starting one again (10 years later) but don’t know if I have the time, because I am in college as well. Your post is really motivating and inspiring. I love my job, but it is not inline with my personal goals and beliefs. I will be watching to see how things go for you, as you are a real inspiration. Congrats again!

  156. Patrick says:

    Congrats, and the best of luck to you and your family! :)

  157. Lindsay says:

    So GREAT!!! I love your blog – so helpful and down to earth! Enjoy your new adventure!!

  158. kj says:

    i keep my fingers crossed for you – your writing is very good and can be a career.

    one question: i see the ads again, does it have anyhting to do with it?

  159. Jim says:

    good for you, and best of luck!

  160. Shannon says:

    Congratulations!!! I have greatly enjoyed and benefited from your posts. Most recently I learned from you about the $4 Walmart prescriptions and have switched over to them. I also shared the info with my co-workers. You and your wife are going to enjoy this new life style, and your children will thrive with you around more. Best wishes!!

  161. Anna says:

    I am convinced you have made the right decision for you and your family. Your kids will be grown and gone before you can blink an eye and you will never regret spending time with them now. Money is definitely not the most important thing and it sounds like you have prepared well to make this step. We will be rooting for you. Good luck.

  162. Helena says:


    As I read all the comments, my mind turns to the poem by Robert Frost – The Road Not Taken. I can imagine that you and your wife have spent time in the “yellow wood”. Looking down divergent paths as far as you were able.

    I wish you and your family the very best on the path you have chosen. You are certainly taking the “road less traveled by”. Your decision speaks volumes about how real you are and truth in your teachings.

  163. Jeff says:


    Bravo for making this change. This is something I hope to be able to focus on myself when I become more financially established. I’ve never commented on your blog before, I stumbled upon it through reddit one day and have been reading it daily since. I look forward to seeing your renewed dedication improve this site, and can’t wait to buy your book. Have you considered the frugality of self-publishing?

  164. Melanie says:

    Oh, Trent. I’m so happy for you. You must be SO EFFING PROUD of how far you’ve come in the last few years. Congrats!

  165. Melissa says:

    Wow, What a big step…
    Congrats, and good luck!!

  166. Cheryl says:

    I WANT TO PRE-ORDER YOUR BOOK (autographed, of course!)!!! Congratulations, Trent (and family)!

    Oh, and I think you got some “spam” comments from Tanzania up there.

  167. Paul says:

    Good for you! I can’t wait for the day when I have the courage to leave my day job forever.

    Anne said something about your wife doing a guest post on what she thinks about the decision. Any thoughts on that? Being married myself, I’d love to hear what she has to say as well.

  168. Sylvia says:

    I always wondered how you could spin so much out and hold down a full time job–and be a family man. I mean–you crank the stuff out so fast. I’m a homemaker and I can’t write that fast for my own blog. Beware though! When one is home all of the time–people can come into your life to try to steal your time. It is a constant battle for me to try to get things done inbetween phone calls etc. So you will still have challenges.
    It sounds like you have prepared financially for this leap. I’m looking forward to following how all this works out for you!

  169. beth says:

    I feel so excited for you and your family. I continue to be impressed with your blog, and now I believe it will be even more in depth. I can relate to your shift in quitting your j-o-b for freedom and creativity. You deserve it!

  170. Cheska says:

    Congratulations! Best wishes and warm thoughts on your endeavors. I am glad I came across your blog; I find it very inspiring. Your accomplishments impress me, and I hope to do the same when it comes to financial matters!

  171. Daniel says:

    “Some windows have opened for me where people are paying me to do this, and I can’t possibly turn away from it.”

    Dude, you asked us for donations. If you have money coming in, why ask for donations from the very people you are trying to help with their finances?

  172. Dude says:

    Based on your popularity and the number of comments posted on this blog, don’t forget to ask for at least a $250,000 advance on your first book ;)

  173. I wish you good luck and look forward to your writings.

  174. Samir says:

    Congratulations and wishing you all the best for your future. Looking forward to your book.

  175. Denise says:

    OH MY GOSH!!!!!!
    I’m so jealous!!!!!!
    I’m a single mom and work full time. I have been at my job for 29 years. I can retire in six. My job is so stressful.
    There is so much life out there and really to be able to truly enjoy it is very rare.

  176. Trent Hamm Trent says:

    Uh, Claire, I’ve had zero credit card debt for better than a year. I think you’re thinking of another site.

  177. Trent Hamm Trent says:

    “Dude, you asked us for donations. If you have money coming in, why ask for donations from the very people you are trying to help with their finances?”

    There are a lot of ways I could go with this comment.

    I’ve never asked for a donation in a post, ever. I placed a donation button on the sidebar at the request of readers who wanted to give a micropayment, a pretty common method of showing goodwill towards quality content providers online.

    I’d suggest that you read the Wikipedia article on micropayments, especially the section entitled “The internet and the free rider problem” – that might clarify some things for you:

    Also, market research (which you can see here: http://www.quantcast.com/thesimpledollar.com ) indicates that almost 25% of my readership makes more than $100K a year. The people that might click on that donation button are earning far more money than I am.

    I’ve never charged for a single drop of content on this site and I never will. There are some people who are willing to drop a few bucks in a donation bucket to support that – and they can really afford to do it. I not only see no problem with that, I think it should be encouraged, as it’s probably the model that content providers of all kinds – musicians, writers, artists, etc. – will have to move to eventually.

  178. Natasha says:

    Congrats on the big step!

    Just as a recommendation, I know in a lot of areas there are meet-up groups for TV-free or homeschool parents and kids, so that might be a way to socialize your child without paying for daycare.

  179. JMom says:

    Congratulations, Trent!! You are living my dream.

    I had a brief moment of apprehension when I thought you were quitting this blog. :) I’m glad you’re quitting the other job. I look forward to reading your posts daily via email. They are a source of inspiration. Thank you.

  180. Todd says:

    Congratulations, Trent! You’ve made a lot of on-line friends through The Simple Dollar and it looks like we all wish you well. I can’t wait to see what you produce in the coming months. Best wishes.

  181. ac says:

    Congrats! My husband did this several years ago. We were not in the same financial position as you are, but it still worked. The relationship between our children (especially the girls) and their dad is wonderful.We would never want to change that decision. Our kids are grown now and they have such great memories with their dad.Money can not replace the time and love that grows with a simple life style. God Bless

  182. finomenal says:

    Hi Trent,
    Just wanted to say many congrats on your life-changing decision! I think it takes a lot of courage and will hopefully motivate your many readers to move in the same direction. I must say that I am happy for selfish reasons as I read your blog everyday; now you can finish that book and devote more time to the Simple Dollar! and of course, spend more time with your beautiful children. I really admire you. Thanks for your honest opionions. your great suggestions and professional development series, your book lists (I’ve read many of them and am so much better for it) and your continued optimism and wit. I wish you all the luck in the world!

  183. JB says:

    Congrats Trent! I look forward to hearing about your progress and step toward escaping the rat race :) You are an inspiration.

  184. claire says:

    Trent, you are being evasive. On 15th January you wrote that you had 29k worth of student loan debt (apologies for the mistake, i thought it was credit card debt) – so my question still stands – how does this amount of debt fit in with your decision?

  185. Trent Hamm Trent says:

    Claire: it fits in, but the budget is substantially tighter. We were making $1,500 a month in *overpayments* on that debt (which has an actual bill of about $300 a month) plus socking away strong amounts into other investments. Quitting my job means that the extra socking away goes down and the overpayment goes down, but I believe in the long run I’ll get back to the same income level and be doing more fulfilling work.

    Quitting your job to do what you dream about doing isn’t about the money.

  186. dave says:

    what sort of book have you written? is it fiction or non-fiction? what genre?

  187. Victoria says:

    Good for you! You’re right; they are only young once and I’m certain you will not regret it (now if I could find the courage to do the same!).

  188. Lisa says:

    Congrats! I have been reading your site for awhile and I love it. It is so inspiring to see someone following their dreams. I have a long-term plan of transitioning out of my job to do something that I love. Your blog keeps me focused on my financial goal so that I can make that happen. Thanks!

  189. Don says:

    I’m so glad to hear it! Go for it! You have got the right attitude and know the right info to make this move a success! You’re an inspiration to many of us out here grinding away! When you finally get your book published, you’ve got one sold to me already! (You might want to start getting pre-sales “promises to buy” as an incentive and selling point for publishers.) Congrats!

  190. Lisa says:


  191. FMF says:

    Congrats! I wish you the best.

  192. Lisa says:

    Congratulations Trent!

    My husband and I did something similar. We drew a line in the sand and said ENOUGH. As in we really have enough we don’t need more.

    I quit my job when my 10 year old was 2. My husband saw that I was having so much fun he did the same a year later. (Of course we could only do this because we have always been very frugal and would invest every dime we got our hands on. )

    He has worked as a contractor, on and off, and now works part time, or not, as he chooses. I work 20 hour weeks, 9 months a year, at a job that I would pay to do.

    One thing you are going to want to keep in mind is that going from working to not working there is an adjustment period. It can be a bit lonely at first until you start meeting people who are also at home the hours you are. Give yourself some time to get used to it.


  193. Emily says:

    Hey Trent!
    WOW! I’m so happy for you! I just read this last night and I freaked as did my mom and brother. you will have so much fun with my little cousins! can’t wait to see ya this summer!GOOD LUCK ON YOUR BOOK!

  194. Ben in Indiana says:

    Congratulations! I can’t wait to follow your new blog. Keep us updated on the book, I’m buying it the minute it comes out.

  195. Carrie says:

    Congrats! Now where is a link to your wifes soap business?

  196. Chris says:

    Best of luck to you and your family!! Change is scary but an essential part of life. My wife stays home to take care of our two kids. Its a blessing that is worth every sacrifice we have had to make. I’m sure it will be a blessing for you too.

    Plus, I’m sure you’ll have a whole boat load of content for this blog solely based on this new adventure in your life.

    Keep up the great work!!

  197. tarits says:

    imagine that… i also gave my one month’s notice last Friday.

    congrats! here’s to an exciting new chapter in your life, and God bless to you and your family.

  198. Tyler says:

    Congrats Trent! I wish I could do what you are doing. At least not right now, but eventually (in 5 years or so) I will. Keep the faith buddy!

  199. Matt says:

    Congratulations Trent! It sounds like this is the best move for you right now. I wish you all the success possible, you deserve it.

  200. Nick says:

    Congrats to you Trent! Best of luck in your new adventure :)

  201. Tordr says:

    When I read that you are quitting your job, my first thought that this places you in the same boat as ex-internet celebrity/internet hate object Casey Serin. Hopefully you are more prepared that he was,.

    One way or the other the next years will be interesting. I will be watching.

  202. Christina says:

    This is exactly what I emailed you about the other day! I’m sure it really hit home for you and for me to talk about balancing family, career, community, etc. You are stepping out on FAITH for all the right reasons! Congrats!

  203. RYURABBIT says:

    You are fast becoming my hero! I have been reading your blog for some time now and you write the exact things that I feel. Congrats, and you will be in my prayers.

    P.s. How did you get so focused and well versed at such a young age?

  204. Rebecca says:

    Congratulations on this new phase of life. My husband and I both do our work from home and love it. We have a wonderful circle of friends who encourage us and give us plenty of social time. This is the first comment I’ve posted here, but I’ve been reading for several months. Good Luck

  205. Tod McVicker says:

    Deja vu – I did this last week! I made the last payment on my house in February (11 years to pay it off). No car, credit card, or other debt. I gave my notice last week that June 2 would be my last day in Corporate America, that give me time to train my replacement and get some other ducks in a row. Will pursue my dog training business full time here in Dallas/Fort Worth, it has been a part time passion for about 2 years. My dog training business is also my ministry, I can share my faith daily with others there – try that in Corporate America! Here’s what it all boils down to for me – if you want to have what nobody else has, you must do what nobody else will do. If you want freedom to live a lower income lifestyle, you must sacrifice now to lower your standard of living and pay all debts off. Want to be in shape? Quit eating the processed food that 99% of Americans live off. Want to strengthen your spiritual life? Spend time daily in the Word and in prayer. What a close bond with your kids? Spend time interacting with them instead of parked in front of the TV. These are things that are simple to do, but not easy. There is a huge difference between simple and easy! You can do this too, the day to start planning your escape, and executing your plan, is today!

  206. tuckpendleton says:

    Congrats, Trent! All the continued best.

  207. partgypsy says:

    Congratulations, and best of luck on this new chapter of your life! At first I was shocked (because you obviously like your regular job), but you must have done a cost benefit analysis to arrive at this decision. And if anyone can do it, you can.

  208. Sarah says:

    Good luck, Trent!

  209. Kathy says:

    Dang… sounds “too good to be true”. Hope you don’t run into any trouble doing this. But you know what they say, the only people who don’t make any mistakes are the ones who aren’t doing anything. Good luck to you!

  210. Heidi says:

    I’m really late to the party on this (away from a PC all weekend) – but CONGRATS, Trent! You have been an inspiration!

    Can’t wait to read posts about being 100% self-employed.

  211. Kristen says:

    That’s awesome, Trent! I’m very happy for you.

    And as a homeschooler, I want to throw this out there…the environment children are in at daycare and school is an artificial environment that doesn’t properly train them to relate to people of all ages and stages once they get into real life. Don’t let the socialization fear scare you into keeping them in daycare when you don’t really want to.(says the homeschool graduate who is very well adjusted socially :D )

  212. K.J. says:


    I left town for a few days and waited to read this post when I saw the title because I knew it would make me happy…and boy, was I right.

    Thanks for being my bowl of grapes today.

  213. clevelis says:

    Awesome! Congrats on the decision! You are a brave one! I applaud you for doing what so means others claim they want to do but have yet to even attempt. Daily I’m around people who are ruled by fear. Thankfully, I’ve had the opportunities to invest myself in the things I love.

    I agree with what you told Claire. Doing what you love is not about money. Besides, the peace of mind is worth all the money in the world. I look forward to reading about all that lies ahead.

    All the best!

  214. No Debt Plan says:

    Congrats… and best of luck.

  215. marirose says:

    I commend you on your endeavors, and with some inspiration on your part I truly believe that things happen for a reason as I have took that same path. Writing is a dim dream but I am finishing up medical school and I devoted more time around my family and had to quit job along with it. I anticipate that one day, I’ll line up to have you sign book that you’ve written.

    Thank you!

  216. Pam says:

    Recently I left a job that left me feeling compressed on a daily basis. In fact, I used to compare how I felt to one of those ultra flat kitchen sponges that magically expands to its real size after being submerged in water. I’m still working, but I feel my full life, not just my work life, expanding daily. Thanks for finding the perfect verb.

  217. Barb Minton says:

    Congratulations Trent. I have been reading your blog for a year and a half. Even though I am older, I am young in my third career, and you keep me informed and inspired. Good luck.

  218. Missi says:

    Way to go Trent- I was wondering when you’d quit!!

  219. Congrats on the decision Trent. Best of luck!

  220. Along says:

    Congratulations!! I too have started to take steps to be rid of this rat race. I pooled my savings with a close friend and we decided to open up a post natal and health treatment center. It’s been tiring but extremely fun. I can’t wait for 2010 when my contract with The Company expires and I can do this full time.

    Thanks again for being a source of inspiration. Keep up the great work!!

  221. john says:

    good luck!

  222. Brian says:

    I just wanted to say that you might be more tempted then you think to go out. Sometimes working from home causes us to want to “get out” and this means that we are actually more likely to eat out.

    Just my thought.


  223. Monica says:

    Wow! That is truly amazing Trent. I’m looking forward to reading more of your writing. You’re so easy to read and challenging all at the same time. I think having a fan base online should help you sell your book easily!

  224. Sarah says:

    Trent, I have been also reading your blog for awhile and have found it very helpful. Congratulations and best of luck! I look forward to seeing/reading your book.

  225. Best of luck to you. Just remember that rarely does one meet with success staying in their comfort zone. Kudos for stepping out.

  226. Anne says:

    Trent, congratulations! My husband left corporate a year and a half ago. The goal is for me to quit my job later this year, in time for my 30th birthday. It’s not always stress-free, but it was the best decision we’ve ever made.

  227. Susan says:

    Wow!!!! Congratulations. Best of luck, you have so much potential and passion, I know you’ll go farther than you can even possibly imagine.


  228. Congratulations! It’s an achievement. I would like to know how long did it take you to consolidate all the debt and put yourself in a comfortable position(where you can actually make this type of decision).

  229. Julie says:

    Congratulations!!! I will definitely support you and your new ventures. You are a terrific writer..it what keeps me coming back.

  230. NP says:

    Everyone else is doing it so I will too–say CONGRATULATIONS!!

    Here’s to looking forward to reading about further adventures in the Hamm Home!

  231. Daisy says:

    I just want to give my congratulations. You must be in a scary spot but at least you’ve got your bearings. And you’ll just be pursuing what you really want now.

    Isn’t it wonderful to think this outcome wouldn’t have been possible if you hadn’t learned to be frugal and financially independent years back?

    It was just a thought. :)

  232. Jamie says:

    Wow I’m very happy for you, we all know this is something you’ve been “cooking” for a while now. You’re gonna do great, God bless you

  233. MoneyBlogga says:

    Awesome article. Well done on your financial savvyness and congrats on being able to walk away from the rat race.

  234. excellasys says:

    Good Luck Trent

    I made a very similar decision about 10 years ago. Very looked back


  235. excellasys says:

    Good Luck Trent

    I made a very similar decision about 10 years ago. Never looked back


  236. MrzFitz says:

    did you start the cooking/food blog? I’d like to check it out if/when you do!!

  237. Aida says:

    That is awesome. I feel its universal, everyone wants to spend more time with their kids. And good luck with your book :)

  238. nancy says:

    I know this was wrote a while ago but I still applaud your determination to pay off the majority of your debt so you can enjoy your childern while they are you. I have a 2 year old and a nine year old and I missed his childhood working and am determined now more thanever to be able to watch her grow and be there during her younger years. For the past 6 months my husband and I are on a mission to pay off debt and save a the same time so I can work partime in 2011. I would love to hear an updat of how you are enjoying your children.

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