The Best Car Insurance Companies of 2020

During the COVID-19 pandemic, many Americans have decreased their time on the road with little to no work commute and less travel. However, it’s still required to carry auto insurance in every state. We found that the U.S. consumer has to budget an average of $130 a month for proper coverage. This guide will help you understand what makes a top-rated car insurance company, how much coverage you need and ways to save money when getting a car insurance quote. Don’t worry, our top picks are not based on how good the TV commercials are during the Super Bowl.

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    Research Methodology

    Whether buying your first car insurance policy or switching companies, there is no “best” in auto insurance. This isn’t Sisterhood of the Traveling Pants — your car insurance premium might not fit your best friend’s needs. So what makes a good car insurance company? Our methodology uses five important factors to rate top companies. We evaluate coverage options, discounts, customer support and digital accessibility. We bring in experts such as J.D. Power for customer satisfaction ratings  and financial data from Standard & Poor’s, AM Best. And most important to your wallet — we study updated car insurance rates.

    In this article

      The 8 best car insurance companies of 2020

      Compare 2020 car insurance rates

      Make sure when comparing car insurance quotes from different companies you are looking at the same policy type and coverage level. Cheaper quotes could just be a policy with less coverage.

      SimpleScore ratingAverage minimum premiumAverage full coverage premium
      Amica Mutual4.4$559$1510
      State Farm4.4$764$1778
      Progressive4.2$869$2068
      Geico4.2$577$1367
      Erie4.2$882$2237
      Auto-Owners3.8$640$1727
      USAA
      *military only
      4.6$656$1634

      Rate data provided by coverage.com. Rates are based on the national average of a 26 year old driving a Honda Civic. This is an average across all 50 states and credit tiers. Your own rates will differ. Rates for The Hartford were not available.

      Best overall car insurance company – Amica

      Amica is the Subway of insurance companies. You don’t have to stick to just ham and bread, it allows you to customize your coverage to your liking.

      J.D. Power Rating
      5/5
      AM Best Rating
      A++
      Standard & Poor’s
      AA
      SimpleScore
      4.4 / 5.0
      close
      SimpleScore Amica 4.4
      Discounts 5
      Coverage Options 4
      Customer Satisfaction 5
      Support 4
      Accessibility 4

      Earning the highest rating in the New England region in J.D. Power’s 2020 customer satisfaction report, Amica takes the spot for best overall company on our list. Allowing consumers to get a free quote online, Amica lets you customize your coverage to meet your needs. The oldest mutual insurer in the industry, it has received the highest Consumer Reports rating among auto insurance providers — as it has every year since at least 1999.

      Amica offers your standard fare of auto coverage, including comprehensive, collision and uninsured motorist. Along with extra features that you won’t find anywhere else –– free lock replacement, no-charge damaged glass repair and free airbag repair.

      Pro: Great for rates and discounts
      Con: More likely to deny coverage

      Best car insurance for customer support – State Farm

      State Farm is like a peanut butter and jelly sandwich — no thrills and little customization, but still a crowd pleaser.

      J.D. Power Rating
      3/5
      AM Best Rating
      A++
      Standard & Poor’s
      AA
      SimpleScore
      4.4 / 5.0
      close
      SimpleScore State Farm 4.4
      Affordability 4
      Coverage Options 5
      Customer Satisfaction 3
      Support 5
      Accessibility 5

      State Farm is the largest car insurance company in the nation. Fortunately, it’s also one of the best, especially when it comes to the customer service experience. Receiving high praise from J.D. power for its service interaction and claims handling, State Farm has the most positive remarks by far.

      Another advantage State Farm claims is how easy it is to get in contact with an agent. With 19,000 agents, you can easily call them to file a claim. But if you don’t have time for a phone call, the State Farm mobile app allows you to contact a representative or send a picture of the damage. A user-friendly app is something we often take for granted, but not all companies have this luxury. Amica, for example, doesn’t allow you to connect with an agent or file a claim via an app.

      Beyond comprehensive, collision and liability insurance, State Farm offers Uber or Lyft drivers rideshare driver coverage. Another useful coverage is State Farm’s emergency roadside coverage, you’ll have access to onsite repairs (up to one hour), towing, a locksmith or the free delivery of gas, a tire, or battery.

      State Farm has the best online quote tool, though it lacks a few common driver discounts and important coverage options.

      Pro: Excellent customer service
      Con: Little flexibility in coverage

      Best car insurance for discounts – Progressive

      Flo’s signature red lipstick and funny storytelling aren’t a sham — you really can save by switching to Progressive.

      J.D. Power Rating
      3/5
      AM Best Rating
      A+
      Standard & Poor’s
      AA
      SimpleScore
      4.2 / 5.0
      close
      SimpleScore Progressive 4.2
      Discounts 4
      Coverage Options 5
      Customer Satisfaction 3
      Support 5
      Accessibility 4

      The fourth-largest auto insurer in the U.S., Progressive provides customers with an array of discounts and special coverages that have the potential to significantly reduce your monthly bill. Unique to Progressive, the Snapshot tool bases your rate on your driving habits – like how often you drive, if you slam on the break or if you used your phone while driving. You’ll get an automatic discount for using the Snapshot app.

      Progressive also earned an “A+ Superior” stability rating from AM Best, which shows its solid financial footing to cover any claims.
      In addition to the typical insurance coverages like liability, collision and comprehensive, Progressive offers coverage options that other companies lack. Gap insurance from Progessive covers 125% of the cost of the car if it’s totaled while you’re still making payments. An even less common type of coverage, free pet injury coverage that pays any veterinary bills if your pets are injured in an auto accident.

      With solid customer experience and plenty of discount options, Progressive has plenty to look forward to. But there is still room for improvement. Its rate guarantee only lasts for the duration of a six-month policy.

      Pro: Wide selection of coverage
      Con: Low rated customer service

      Best car insurance for policy options – The Hartford

      A great car insurance for retirees, you just need to be over 50 and an AARP member to enjoy the low rates and exceptional customer service The Hartford has to offer.

      J.D. Power Rating
      3/5
      AM Best Rating
      A
      Standard & Poor’s
      AA+
      SimpleScore
      3.2 / 5.0
      close
      SimpleScore The Hartford 3.2
      Discounts 2
      Coverage Options 5
      Customer Satisfaction 3
      Support 3
      Accessibility 3

      Even though The Hartford is only the nation’s 13th largest insurer, it still packs a punch. According to J.D. Power’s 2020 report, it’s rated highest among mid-sized insurance companies. Hartford offers a wide range of policy options and benefits, including rates based on how much you actually drive and a new car replacement program for cars totaled shortly after purchase.

      What Hartford offers customers is what you expect from most car insurance companies, though it does add perks for AARP members. Perks include: lifetime warranties for repairs done at approved shops and the RecoverCare program that reimburses you for the cost of home services while you recover from a collision. Some of the reimbursable services include home cleaning, snow removal, dog walking, lawn mowing and transportation.

      The Hartford offers customers mechanical breakdown coverage and a lot of useful policy benefits. While customers report an excellent purchase experience, The Hartford doesn’t have many online education resources and only has an average claims satisfaction rating.

      Pro: Great for AARP members

      Con: Rates are above average

      Best car insurance for tech-savvy consumers – GEICO

      We’ve all seen the ads: The gecko with the charming accent, the cavemen, the “wee” piggy and that camel who loves Wednesdays. Catchy advertising aside, Geico stands out from its competitors with low rates and plenty of discounts.

      J.D. Power Rating
      3/5
      AM Best Rating
      A++
      Standard & Poor’s
      AA+
      SimpleScore
      4.2 / 5.0
      close
      SimpleScore GEICO 4.2
      Discounts 4
      Coverage Options 4
      Customer Satisfaction 4
      Support 4
      Accessibility 5

      Geico is the second-largest car insurance provider in the United States for a reason. It caters to the tech-savvy consumer. For those who don’t want to speak to an agent or listen to the never-ending elevator music while you’re on hold, Geico’s superior mobile app comes in handy. With the ability to personalize your alerts and access all of your important information, Geico Mobile makes things easy.

      Geico’s range of coverage includes the standard fare — collision, comprehensive and liability insurance. Unlike many other companies, rideshare insurance for Lyft and Uber drivers is also available. Geico does offer mechanical breakdown coverage, though it’s only for new cars less than 15 months old with less than 15,000 miles. While it’s not applicable to all people, if you fall into this category, you’ll be able to renew mechanical breakdown coverage for up to seven years or 100,000 miles.

      Geico has a lot of upsides. It draws customers in with a superior mobile app and a variety of discounts. Rideshare coverage is a major plus, but Geico lacks gap coverage.

      State Farm has the best online quote tool, though it lacks a few common driver discounts and important coverage options.

      Pro: Affordability and discounts
      Con: Customer service is only average

      Best car insurance for military members and families – USAA

      If USAA was in “Mean Girls,” it’d be Regina George. Everyone wants to be in its inner circle and get its exclusive rates.

      J.D. Power Rating
      5/5
      AM Best Rating
      A++
      Standard & Poor’s
      AA+
      SimpleScore
      4.6 / 5.0
      close
      SimpleScore USAA 4.6
      Discounts 3
      Coverage Options 5
      Customer Satisfaction 5
      Support 5
      Accessibility 5

      Throughout our research, we found that USAA’s stellar reputation holds true. USAA is one of the three highest-rated automotive insurers in the country –– but it isn’t available to everyone. Only active service members, veterans and their families are eligible for a car insurance policy through USAA. Given there are such strict restrictions, you should expect the quote process to take longer and be more involved than other competitors. Though that’s a small price to pay for its exemplary service and established reputation.

      USAA provides a standard fare of vehicle coverage and roadside assistance. It may not be the most innovative when it comes to coverages, but it’s one of the highest-rated insurance companies out there. With some of the lowest average premiums, USAA is a great option for car insurance if you fall into one of their eligibility categories. Read our full USAA review.

      As a company, USAA offers a flawless purchase experience for its customers. But there are still some catches. Missing a few key vehicle coverages, the main downside to USAA is the strict membership restrictions.

      Pro: Cheap prices and great customer service

      Con: Only available for military members

      Although it only serves the East Coast, Erie has world-class auto insurance that can cover your car and more.

      J.D. Power Rating
      2/5
      AM Best Rating
      A+
      Standard & Poor’s
      AA
      SimpleScore
      4.2 / 5.0
      close
      SimpleScore Erie 4.2
      Discounts 3
      Coverage Options 5
      Customer Satisfaction 4
      Support 5
      Accessibility 4

      Erie Insurance serves customers who live in the South, Midwest or Mid-Atlantic regions. Consistently receiving high marks from J.D. Power and Consumer Reports and with above-average customer service ratings including the ability to personalize your coverage, Erie is worth considering.

      Erie’s limited availability is the reason it didn’t make our top five recommendations. It only serves residents of Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin and certain parts of the District of Columbia.

      Erie is one of the best commercial auto insurers, offering policies that come standard with coverage for road service, lawyer fees and loss of earnings. It also has comprehensive coverage options that include extras like money toward rental cars after a crash — which is an add-on policy with most insurers.

      Pro: High customer reviews

      Con: Limited serviceability

      Using an agent-only model, Auto-Owners Insurance is a great choice for people who are tired of pressing buttons and would rather cut to the chase with a real person on the line.

      J.D. Power Rating
      4/5
      AM Best Rating
      A++
      Standard & Poor’s
      N/A
      SimpleScore
      3.8 / 5.0
      close
      SimpleScore Auto-Owners – Auto Insurance 3.8
      Affordability 3
      Coverage Options 4
      Customer Satisfaction 4
      Support 4
      Accessibility 4

      Auto-Owners has the types of coverages you’d expect –– liability, comprehensive and collision coverages. Though unlike many other options, it offers gap insurance to make up for the amount you owe on your vehicle loan or lease should the car be totaled. The Personal Automobile Plus package allows consumers to benefit from 10 additional coverages, including cell phone insurance and rekeying your locks. The company scored a nearly perfect score in J.D. Power’s 2019 satisfaction report, falling short only in the realm of its rental car experience.

      Auto-Owners Insurance operates in: Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, North Carolina, North Dakota, Ohio, Pennsylvania, South Carolina, South Dakota, Tennessee, Utah, Virginia and Wisconsin.

      Pro: Coverage options & customer support from agents

      Con: Limited serviceability & digital options

      Additional reviews on other national car insurance companies

      Though not selected as our top-rated car insurance companies, you can find more information about some of the largest auto insurance carriers in our reviews. You can also visit the Insurance Information Institute or NAIC for more information.

      Guide to understand how car insurance works

      Auto insurance is how you pay for the damages — damages to yourself, your car and in some cases, other drivers’ cars or property.

      In the event of a collision or accident, your deductible is the amount you pay before your insurance carrier steps in to cover the rest. The higher the deductible, the more you have to pay before the policy kicks in. For example, if your deductible is $1,000 and you have $1,200 worth of damages to your car after a collision, you will pay $1,000 and insurance will cover the rest.

      After a collision, you don’t get money to cover damages automatically. You have to file a claim with your insurance company. The best Insurance companies not only protect you from high bills, but provide a seamless claims process. You don’t want to spend hours on the phone with a claims adjuster or not be able to view your status easily online. 

      Compare Affordable Auto Insurance Rates

      Save money on auto coverage with our simple comparison tool.

      Matching you with providers.
      We found results in
      Click at least 2-3 companies to find the very best rate.

        Check your state requirements

        In nearly all states, drivers are required by law to carry some form of car insurance or proof of financial responsibility. Every state has requirements for the level of insurance and the minimum amount of coverage each driver must have. Use the Insurance Information Institute’s guide to determine the insurance requirements for your state

        After you’ve found what’s the minimum amount of insurance required for your state, you should know if you live in a no-fault or fault state. If you live in a no-fault state, regardless of if an accident is your fault, collision damages and medical expenses will be covered by your insurance company. 

        We’ve researched state requirements and the best carriers across all 50 states:

        AlabamaAlaskaArizonaArkansasCalifornia
        ColoradoConnecticutDelawareFloridaGeorgia
        HawaiiIdahoIllinoisIndianaIowa
        KansasKentuckyLouisianaMaineMaryland
        Massachusetts MichiganMinnesotaMississippiMissouri
        MontanaNebraskaNevadaNew HampshireNew Jersey
        New MexicoNew YorkNorth CarolinaNorth DakotaOhio
        OklahomaOregonPennsylvaniaRhode IslandSouth Carolina
        South DakotaTennesseeTexasUtahVermont
        VirginiaWashingtonWest VirginiaWisconsinWyoming

        Full coverage vs. state minimum required coverage

        You’ll notice that full coverage annual rates are significantly higher than minimum coverage rates. But an inclusive car insurance policy isn’t something you should opt out of just to save money since you don’t want to find yourself underinsured after a collision. A full coverage policy will cover damages to your car caused by an accident, while the state minimum, also known as liability insurance, will cover damages you cause to other people and their car while driving.

        [Read: Liability vs Full Coverage Car Insurance]

        StateFull coverage annual rateState minimum annual rate
        Florida$3189$1544
        Michigan$2730$1525
        New York$2609$1245
        Pennsylvania$2493$688
        California$2417$786
        Georgia$2213$941
        Texas$2153$775
        Illinois$1949$688
        North Carolina$1417$482
        Ohio$1397$462

        Choose the right amount of auto insurance coverage

        Even though a cheaper monthly premium might seem attractive, having more than the imposed state minimum will ensure that you’ll pay less out-of-pocket if an accident were to occur.

        For example, in a major car accident, an individual’s medical expenses are likely to exceed $15,000, yet that’s the minimum liability limit in some states. When shopping for liability insurance, it’s a good idea to choose a coverage that will exceed what you might need.

        While different states will require different types of coverage, the most basic auto insurance policies are bodily injury liability, personal injury protection (PIP) and property damage liability. Keep in mind that there are additional coverage options that can prevent you from paying thousands of dollars out-of-pocket if you’re involved in or cause an automobile collision. Some of these examples include:

        Below is a comparison of the coverages offered by our top car insurance companies, and a breakdown of each type of coverage. Note that not every type of coverage is available in all states.

        Vehicle and policy coveragesAmicaState FarmThe HartfordGeicoUSAAProgressive
        Bodily injury liability
        Personal injury protection
        Property damage liability
        Rental car coverage
        Uninsured/underinsured motorist coverage
        Pet injury coverageXXXXX
        Collision
        Comprehensive
        GAP insuranceXXXX
        New car replacementXXXXX

        Know your deductible

        Most coverage options will have a deductible –– the amount of money you have to pay out-of-pocket towards a covered loss before your insurance policy will step in. Collision, comprehensive and uninsured/underinsured motorist coverage will all have a deductible.

        While you shouldn’t opt out of coverage options just to save money, there are times it just doesn’t make sense to have the extra coverage. A classic example is collision coverage. If your car’s value is too close to the deductible, you probably won’t get reimbursed from your insurance company after a loss.

        Let’s say your car is worth $1,000 and your deductible is $1,000. If you get into an accident and your car sustains $800 worth of damage, you wouldn’t get an insurance payout because your deductible would cover the entire cost. It’s always important to determine which types of coverage make sense for you, but especially if you have an older car that’s low in value.

        Compare Affordable Auto Insurance Rates

        Save money on auto coverage with our simple comparison tool.

        Matching you with providers.
        We found results in
        Click at least 2-3 companies to find the very best rate.

          How to save money on car insurance

          1. Compare car insurance quotes

          Risk isn’t the only factor that car insurance companies use to calculate your rate. Many insurers also use “price optimization,” meaning they set rates based on how much customers are willing to pay.

          Large insurance companies analyze an enormous amount of customers’ personal data, such as social media posts, credit scores and even your online shopping habits. Then, they run the data through a proprietary algorithm that estimates how likely you are to shop around or just renew your existing policy each year. Shopping around every year or two is the best way to avoid this practice and it will help you find the cheapest car insurance options. For most car insurance companies, getting a quote is an easy, online process that you can do in minutes. You’ll just need to provide information like your address, vehicle information and driving history.

          Shopping around every year or two is the best way to avoid this practice and it will help you find the cheapest car insurance options. For most car insurance companies, getting a quote is an easy, online process that you can do in minutes. You’ll just need to provide information like your address, vehicle information and driving history.

          2. Raise your deductible

          A higher deductible means a lower monthly cost. It’s a better budget option but know that if you get into an accident, you’ll have a steeper up-front cost to pay for the damages.

          3. Raise your credit score

          A good credit score saves you money on just about every monthly service or bill and car insurance is no exception. If you focus on improving your credit score first, you’ll save hundreds and thousands of dollars on your annual premium. Look for ways to improve your credit score ahead of shopping.

          4. Ask for discounts

          If you want a policy with a lot of additional coverage, the end price can feel a little overwhelming. Especially when you consider car insurance isn’t something you’re actively using every day. Capitalizing on the discounts providers offer is one way to ease that financial burden. When you’re shopping around, look for discounts that tailor to your needs. Here are some of the common discounts offered by most providers:

          • Defensive driving discount
          • Good driver discount
          • Low mileage discount
          • Safe driver discount
          • Multi-driver or multi-policy discount
          • Student discount

          5. Bundle your insurance

          Do you pay separate companies or have separate policies for your renters, home or motorcycle insurance? Renter + auto discounts and home + auto discounts are common. Ask your insurance provider if there is a chance you could be saving money each month by bundling separate insurance.

          Car insurance FAQs

          Non-owner car insurance policies protect you if you are in an accident that damages someone else’s car while driving it. It’s a lot cheaper than a regular car insurance policy and many of the best car insurance carriers offer this type of coverage.

          The amount you pay for car insurance depends on the coverage you choose, where you live and other demographic data. We found that the average cost of car insurance for a full coverage policy is about $130 per month, while a policy that just requires the state minimum coverage is under $100. If you are paying more than the $130 monthly premium, it’s worth shopping around for other car insurance companies or asking your current insurer why your rates are so high.

          Regional providers often outshine nationwide options because they have fewer customers, allowing them to dedicate more time to each policyholder. So if customer service and the availability of representatives is important to you, a regional option may be best for you.
          However, because regional insurance providers have fewer customers, they also tend to have more expensive premiums and fewer discounts.

          Your car insurance coverage extends to a rental car within the U.S. If you’re planning to rent a car overseas, your credit card may provide coverage. If not, you may need to buy additional insurance from the rental agency.

          After an accident, regardless of if you are at fault, you need to file a claim with your car insurance company. After the claims process, you will be able to get your car fixed and still keep your current car insurance.

          However, your car insurance monthly premium will likely go up after an accident. The amount depends on the type of claim or driving incident.

          Ask the Experts

          Ben Reynolds

          CEO and Founder, Sure Dividend

          John Deichl

          General Manager, Guaranteed Rate Insurance

          Can a policy become more expensive over time?

          Your policy could become more expensive, especially as your career or financial situation changes, your risk of an accident or auto theft could increase your insurance rates. Missing loan payments could indirectly affect your rates since it will lower your credit score and car insurance companies significantly consider credit scores when determining your rates.

          Can certain jobs affect my coverage?

          Specific job titles can also affect your rates since being in a profession where you could be more distracted while driving can make you a more risky driver. Every provider will analyze this differently since being on the road more could significantly impact your car insurance rates even when your occupation is perceived as more responsible. 

          We welcome your feedback on this article and would love to hear about your experience with the car insurance companies we recommend. Contact us at inquiries@thesimpledollar.com with comments or questions.

          State programs and auto insurance assistance

          If you’ve been denied coverage by private insurance companies due to past driving incidents, there are state assistance programs that can provide proper coverage and keep you safe from high bills or driving illegally. A handful of states have government-sponsored programs to help low-income families afford cheap full coverage car insurance. Hawaii, California, Maryland and New Jersey offer government-sponsored car insurance for low-income individuals. 

          Usage-based car insurance (UBI) is determined based on your driving behaviors and miles driven. Powered by vehicle installed devices, plug-in devices, or even mobile apps, this type of insurance allows the carrier to monitor your driving habits and best align your premium with your actions while behind the wheel. Carriers such as Progressive and Allstate offer these programs.

          If you are considered high risk to insure, it might be helpful to hire an independent insurance agent to find the best deal for you across multiple companies.

          Due to the COVID-19 pandemic, many Americans are struggling to pay monthly bills. You are not alone. There are some companies offering support, delayed payments and discounts to help.

          Don’t give up! There are multiple ways to get car insurance if private companies are offering high rates or don’t have a policy available. 

          Methodology

          SimpleScore

          The SimpleScore makes it easy to compare products and services featured here on The Simple Dollar in a transparent, open and honest way. We rate these products and services using five factors and average them to calculate a single SimpleScore. For auto insurance, we compare:

          • Discounts
          • Coverage options
          • Support
          • Customer satisfaction
          • Accessibility

          You can read more about each factor and the details of each score in our auto insurance methodology. Use our ratings and editorial recommendations as you shop for the best auto insurance that fits your coverage needs.

          Car insurance rates: We used insurance rates from Quadrant Information Services. This includes analyzing thousands of rates from all 50 states that were publicly sourced from 2019 insurer filings. Rates are based on a 30-year-old male or female that had a clean driving record. Full Coverage premiums assumed a $500 collision and comprehensive deductible, and we looked at those who had both good and poor credit. These rates should be used to inform your car insurance shopping process, but your own quote may differ.

          Why do some brands have different SimpleScores on different pages?

          To ensure the SimpleScore is as helpful and accurate as possible, we developed unique criteria for every category we compare at The Simple Dollar. Since most brands offer a variety of financial solutions, their products and services will score differently depending on what we’re scoring on a given page.
          However, it’s also possible for the same product from the same brand to have multiple SimpleScores. For instance, if we compare State Farm’s home insurance according to our criteria for the best home insurance, it scores a 3.8 out of 5. But when we compare State Farm according to the criteria for the best auto insurance, it scores higher, since the features the company offers can vary by the type of insurance.

          Discounts

          We looked at the number of discounts each company offers — more discounts mean a higher score.

          Coverage Options

          We awarded higher scores to the companies that have the most coverage options.

          Support

          We awarded higher scores to lenders with the most channels for customer support.

          Customer Satisfaction

          We leveraged the J.D. Power 2019 Auto Insurance Satisfaction Study℠ to see how customers rated their experience with each company. (If a company wasn’t included in J.D. Power’s study, we skipped this aspect and averaged the four remaining aspect scores.)

          Accessibility

          We looked at the level of accessibility of each company –– the more resources they have the higher their score.

          Steven Walters

          Contributing Writer

          An avid traveller and hiker, Steve has been writing in the personal finance, investing, and blockchain spaces for nearly a decade. His writing has been featured on Financial Samurai, Free Money Finance, Coin Bureau, and a number of other personal finance and investing sites.

          Reviewed by

          • Courtney Mihocik
            Courtney Mihocik
            Editor

            Courtney Mihocik is an editor at The Simple Dollar who specializes in insurance, personal finance, and loans. Previously, she wrote and edited for Interest.com, PersonalLoans.org, Ballantyne Magazine, Thread Magazine, The Post, ACRN, The New Political, Columbus Alive and the Institute for International Journalism.

          • Nashalie Addarich
            Nashalie Addarich
            Editor

            Nashalie Addarich is an editor for The Simple Dollar. She recently made a career switch from the legal field, where she was an attorney in Washington, DC. In her free time, she enjoys learning new languages. You can also find her editorial work on Reviews.com.