Best Cheap Car Insurance Companies for 2020

It’s no secret that car insurance can be costly, but it’s a necessary expense. If you’re on a budget, finding the cheapest car insurance might sound like the best way to save, but in reality, you still need a policy that’s going to give you a good return on your investment.

Compare Affordable Auto Insurance Rates

Save money on auto coverage with our simple comparison tool.

Matching you with providers.
We found results in
Click at least 2-3 companies to find the very best rate.

    To determine auto insurance rates, providers use an algorithm that changes every year. That equation factors in new statistics on driving behaviors and customer requirements that could lower or increase rates. Because rates are constantly changing, it can be difficult to determine which insurance provider will give you the best price.

    To find the cheapest car insurance near you, get multiple car insurance quotes from different providers to determine how much you can expect to pay. You can also look at discounts that companies offer, which could help you save even more money on your monthly premiums.

    To simplify your insurance shopping journey, we’ve put together a comprehensive guide to compare some of the cheapest car insurance plans of 2020. Out of 337 licensed companies and 15,000 different quotes we studied, these are the five auto insurance companies that offer some of the most cost-friendly options.

    In this article

      The best cheap car insurance providers of 2020

      • USAA – Best for customer service
      • Geico – Best for affordable premiums
      • State Farm – Best for mobile tools and resources
      • Progressive – Best for insurance discounts
      • Allstate – Best for add-on coverages

      Compare the cheapest car insurance companies

      Best for customer service – USAA

      The five-star hotel of car insurance. USAA will spoil you with highly rated customer service.

      J.D. Power Rating
      AM Best Rating
      Standard & Poor’s
      4.6 / 5.0
      SimpleScore USAA 4.6
      Discounts 3
      Coverage Options 5
      Customer Satisfaction 5
      Support 5
      Accessibility 5

      USAA is a highly ranked insurance company that provides some of the best auto insurance in the country. The company is known for its top-notch customer service, which can be hard to find in the insurance industry. In addition to great service, USAA also offers extensive coverage and good discounts for drivers who want to save money. The only downside to USAA is that its membership is only available to members of the military and their families. Because of that, this provider isn’t an option for every driver.

      Best for affordable premiums – GEICO

      When wondering if you’ve gotten the best deal on your car insurance keeps you up at night, get a quote with Geico

      J.D. Power Rating
      AM Best Rating
      Standard & Poor’s
      4.2 / 5.0
      SimpleScore GEICO 4.2
      Discounts 4
      Coverage Options 4
      Customer Satisfaction 4
      Support 4
      Accessibility 5

      Geico’s “15 minutes could often save you 15 percent or more” promise holds true. Based on our research, Geico offers the most affordable rates of almost any insurance company on the market. In addition to its low premiums, Geico also offers a wide range of discounts that drivers can use to save even more money. Keep in mind that Geico doesn’t have the greatest customer service or the fastest claims handling process. If you’re looking for cheap, bare bones coverage, Geico is a good option to consider.

      Best for mobile tools and resources – State Farm

      If phone calls and one-on-one meetings are awkward, State Farm’s online and mobile tools make social distancing a breeze.

      J.D. Power Rating
      AM Best Rating
      Standard & Poor’s
      4.4 / 5.0
      SimpleScore State Farm 4.4
      Affordability 4
      Coverage Options 5
      Customer Satisfaction 3
      Support 5
      Accessibility 5

      State Farm is a strong insurance company overall. The company is consistently ranked highly and has impressive financial strength ratings. Of the providers we evaluated, we felt that State Farm offered the best mobile and online tools. Its highly rated mobile app allows drivers to manage their policy, report a claim, make a payment, and more. Mobile-driven programs like Drive Safe and Save and Steer Clear can help drivers save money on their car insurance by demonstrating safe driving habits. State Farm’s insurance premiums tend to be more expensive than competitors, but taking advantage of cost savings tools could lower your rate.

      Best for insurance discounts – Progressive

      Check out Progressive — you could practically get a discount on everything you do with Progressive, from getting a quote to paying your bill online.

      J.D. Power Rating
      AM Best Rating
      Standard & Poor’s
      4.2 / 5.0
      SimpleScore Progressive 4.2
      Discounts 4
      Coverage Options 5
      Customer Satisfaction 3
      Support 5
      Accessibility 4

      Progressive stands out for its extensive lineup of insurance discounts. In addition to basic discounts, like policy bundling and multi-vehicle discounts, Progressive offers many unique discounts, like continuous insurance, students away at school, getting a quote online, signing a policy online and signing up for auto pay. Unlike some companies, Progressive offers discounts that many drivers are able to take advantage of. Overall, Progressive’s premiums tend to be affordable. However, the company’s customer service ratings are typically low.

      Best for add-on coverages – Allstate

      If you like to order off the a la carte menu at restaurants, you’ll like Allstate’s variety of add-on coverages.

      J.D. Power Rating
      AM Best Rating
      Standard & Poor’s
      4.2 / 5.0
      SimpleScore Allstate 4.2
      Discounts 3
      Coverage Options 5
      Customer Satisfaction 3
      Support 5
      Accessibility 5

      Drivers who are looking to customize a policy based on their needs and budget should look into Allstate. Of the providers we evaluated, Allstate offered the best add-on policies and endorsement coverage. Some examples include soundsystem insurance, personal injury protection, classic car insurance, personal umbrella insurance and drive to Mexico insurance. Additionally, drivers can easily choose to increase or decrease their coverage limits for the protection they need. Allstate also offers 24/7 roadside assistance if your car breaks down away from home. The only downside to Allstate is that it doesn’t have the best customer service or claims reviews.

      Consider smaller insurance companies

      Smaller insurance companies are not listed in our top picks due to limited regional availability, but these companies can provide a lower cost versus national companies. It’s important to shop around within companies licensed in your state or region to find the best rate. We found that drivers paid $1043 as an average annual premium with Erie Insurance. This stacks up with providers such as USAA and Geico. Below are examples of a full coverage annual premium for a sample of regional companies.

      Smaller regional carrierAverage full
      coverage premium
      Main St. American Company$658
      American National$716
      Virgina Farm Bureau$968
      Oregon Mutual Insurance$1,054
      Westfield National$1,114

      Car Insurance Rate Data. Premiums are assuming a 30-year-old with good credit who drives a 2017 Honda Civic.

      Car insurance average premiums

      Annual Premium
      Overall ratingAffordabilityTools and featuresCustomer satisfactionDiscounts
      USAA$8215 out of 55 out of 54.5 out of 55 out of 54.5 out of 5
      Geico$1,0224.5 out of 55 out of 54 out of 53 out of 55 out of 5
      State Farm$1,1734 out of 54 out of 55 out of 54 out of 54 out of 5
      Progressive$1,4553.5 out of 53 out of 54 out of 54 out of 53.5 out of 5
      Allstate$1,6873 out of 53.5 out of 53 out of 53 out of 55 out of 5

      Car Insurance Rate Data. Average annual premium is based on a 12-month term. Rate is based on 30-year-old with a clean driving record and good credit driving a 2017 Honda Civic. Rate data includes all 50 states with a range from state required to full coverage policies.

      Cheapest Car Insurance Rates for Bad Credit

      CarrierGood Drivers with Credit Tier “Good”Good Drivers with Credit Tier “Poor”Difference in cost
      State Farm$1173$3373+$2200

      Car Insurance Rate Data. Premiums are assuming a full coverage policy of a 30-year-old who drives a 2017 Honda Civic.

      There’s no guarantee that any company will offer the cheapest car insurance for your situation, so it always pays to get a few quotes and compare prices and each insurer’s strengths and weaknesses.

       CarrierAnnual costMonthly costWeekly costDaily cost
      State Farm$1,173$97.75$24.44$3.49

      The cheapest insurance coverage you can get

      Car insurance isn’t optional. If you’re planning on getting behind the wheel, you’ll need to have vehicle insurance before you do. Each state’s requirements for car insurance vary, so the amount of insurance you need depends on where you live. The state requirements are the minimum amount you’ll need and often the cheapest car insurance you may find.

      [Read: The Best Auto Insurance of 2020]

      When shopping for the best car insurance for cheap, keep in mind that the state-required minimum doesn’t protect your own car and property. States require you to have coverage to protect others if you’re involved in a car accident. If you go with the cheap car insurance and get into an accident, any damages or losses to your car aren’t covered by the lowest-cost basic policy.

      It’s important to look beyond the lowest price tag to find coverage that protects you in a variety of situations. For example, some people operate beyond the fringes of the law. If you’re in an accident through no fault of your own and the other driver doesn’t have the legal auto insurance minimum, you’ll have to foot the bill yourself. It’s unfair, but it happens. Having uninsured or underinsured motorist coverage will cover you in such cases.

      Compare Affordable Auto Insurance Rates

      Save money on auto coverage with our simple comparison tool.

      Matching you with providers.
      We found results in
      Click at least 2-3 companies to find the very best rate.

        How to find the cheapest car insurance

        Certain factors that affect your car insurance rates are beyond your control. These include basic demographics such as your age, gender, marital status, location and job.

        Other factors, including how you manage your credit, what car and how you drive it, are within your control. So make choices considering those factors, comparison shop, use discounts and consider bundling policies to find the cheapest car insurance companies.

        Discounts for cheap car insurance

        Sometimes, you can’t control where you live, which could be a big cost factor when looking for cheap car insurance. But you can control taking advantage of car insurance discounts — and there are many. When shopping for car insurance, look for what car insurance discounts the company lists on its website. If you don’t see a discount that applies to you, don’t be afraid to ask. Most insurers are willing to work with you to earn your business.

        [Read: Why Is My Auto Insurance Premium So High?]

        Car insurance discounts come in a variety of types. There may be car insurance discounts for your age, work field, type of car or your driving habits. Some of the car insurance discounts you can expect when you’re looking for the best car insurance for cheap include:

        • Bundled insurance or multiple policies
        • Loyalty
        • Autopay
        • Pay in advance
        • Paperless statements
        • Low mileage
        • Good student
        • Senior
        • Military
        • Accident-free
        • Hybrid or electric vehicle
        • Defensive driver course completed
        • Anti-theft system
        • Garage parking
        • Anti-lock brakes
        • Airbags
        • Safety equipment

        Shop around

        Save time by using an online quote tool to get a quick snapshot of potential rates from several auto-insurance companies at once. It also helps you avoid price optimization, where rates are established not just on how risky a driver is to insure but also on how much insurance companies think they’re comfortable paying. Getting new quotes regularly is the best way to avoid price optimization because insurers can see how often you shop around and therefore how likely they are to lose you as a customer.

        Bundle policies

        Many car insurance companies will give you a discount if you have other policies with them. The most common policies for bundling are home and auto insurance. However, you may get a break on low-cost insurance if you use the same provider for life, home, auto or renters insurance policies. Bundled policies are convenient too; you’ll be dealing with only one bill and one company. Keep in mind that every insurance company offers a different amount of savings for policy bundling.

        Boost your deductible

        Raising your deductible is a good move if you have cash stashed away to pay a higher deductible in case of a crash. Factors such as your age and driving record will also affect how much raising your deductible will actually save you.

        Drive a low-risk car

        Luxury cars are always the most expensive to insure. These cars also cost a lot more to fix and are attractive targets for thieves. Family-friendly vehicles including minivans, sedans and smaller SUVs cost the least to insure. Their drivers tend to be more careful and are simpler to fix, ultimately creating fewer claims.

        Change your driving habits

        If you get a speeding ticket every month, your bill will skyrocket. If you’ve had a clean driving record for years, you will have cheaper car insurance. Driving less is the simplest, easiest way to change your driving habits. Many states have already outlawed texting and driving. Another good tip is to exercise patience and come to complete stops when necessary. Tell your insurer about your new habits to receive the best insurance rates. Some insurance providers offer in-car technology that identifies safe driving habits, like Allstates’ Drivewise, State Farm’s Drive Safe and Save and Progressive’s Snapshot

        Maintain good credit

        Most car insurance companies look at your credit score to help determine your rate. According to consumer advocacy group United Policyholders, a rock-bottom credit score could mean you’ll pay double, triple or even quadruple over someone with a perfect credit score. This controversial practice is illegal in four states: California, Hawaii, Maryland and Massachusetts. If you don’t live in one of those states, working to raise your credit score can help you get cheap auto insurance.

        What types of car insurance coverage do I really need?

        When you purchase car insurance, you’ll have to decide whether you want to opt for liability coverage or full coverage car insurance. Full coverage insurance, which includes comprehensive and collision coverage, comes with a much heftier price tag than liability-only insurance. If you took out a loan to pay for your car, you probably don’t have a choice — your lender will require proof of comprehensive and collision coverage. Dropping this coverage usually isn’t a good idea if your car is worth a decent amount of money.

        There are situations when opting only for liability makes sense. For instance, if you drive an older, paid-off vehicle that doesn’t have much value to anyone but you, keeping only liability coverage can mean significant savings. Comprehensive and collision coverage may also be overkill on an older car you drive sparingly.

        Would I personally drop my comprehensive and collision policies? No, because my 2013 Jeep Patriot is still relatively new and would cost a significant sum to repair or replace. My brother, however, drives a 1984 Ford F150. At best, it’s worth around $2,500 — and his policy is only $19 a month! For him, dropping comprehensive and collision coverage made a lot more sense.

        Our Two Cents: Liability coverage is your cheapest option and meets the legal requirement, but dropping collision and comprehensive coverage would be a risky move if it would be a major financial hardship to fix or replace your car after an accident.

        State-required minimum car insurance

        As mentioned, the state’s minimum coverage requirement is usually the cheapest car insurance available, but state minimum coverage varies. For example, Alaska requires drivers to have a policy of 50/100/25 as a minimum legal amount, meaning $50,000 for bodily injury per person in an accident, $100,000 for bodily injury total per accident and $25,000 for property damage. In contrast, California’s minimum is lower than Alaska’s at 15/30/5.

        When shopping for cheap car insurance, the bare minimum state requirement is usually your best bet, but there are other factors that affect the cost of vehicle insurance. You’d think that California’s lower amount of car insurance required will be less expensive than getting insured in Alaska. Surprisingly, Alaska’s average cost for car insurance is $595, cheaper than California’s average of $786 per year. Considering you’re getting more coverage in Alaska, you’d think it would be more expensive, but it’s not. That’s why it’s important to shop around, consider the car you’ll be driving and find other ways to save on your car insurance.

        Take a closer look at what minimum car insurance requirements are by state and what the average annual premium is.

        [More: What Is My State’s Minimum Car Insurance Coverage?]

         StateTypes of insurance requiredMinimum required liability insuranceAverage Annual Premium
        AlabamaBodily injury liability, property damage liability25/50/25$641
        AlaskaBodily injury liability, property damage liability50/100/25$595
        ArizonaBodily injury liability, property damage liability15/30/10$864
        ArkansasBodily injury liability, property damage liability, personal injury protection25/50/25$591
        CaliforniaBodily injury liability, property damage liability15/30/5$786
        ColoradoBodily injury liability, property damage liability25/50/15$634
        ConnecticutBodily injury liability, property damage liability, uninsured motorist, underinsured motorist25/50/20$1309
        DelawareBodily injury liability, property damage liability, personal injury protection25/50/10$1017
        FloridaProperty damage liability, personal injury protection10/20/10$1544
        GeorgiaBodily injury liability, property damage liability25/50/25$941
        HawaiiBodily injury liability, property damage liability, personal injury protection20/40/10$439
        IdahoBodily injury liability, property damage liability25/50/15$429
        IllinoisBodily injury liability, property damage liability, uninsured motorist, underinsured motorist25/50/20$688
        IndianaBodily injury liability, property damage liability25/50/25$486
        IowaBodily injury liability, property damage liability20/40/15$306
        KansasBodily injury liability, property damage liability, uninsured motorist, underinsured motorist, personal injury protection25/50/25$559
        KentuckyBodily injury liability, property damage liability, personal injury protection, uninsured motorist, underinsured motorist25/50/25$701
        LouisianaBodily injury liability, property damage liability15/30/25$1,488
        MaineBodily injury liability, property damage liability, uninsured motorist, underinsured motorist, medical payments50/100/25$579
        MarylandBodily injury liability, property damage liability, personal injury protection, uninsured motorist, underinsured motorist30/60/15$1489
        MassachusettsBodily injury liability, property damage liability, personal injury protection, uninsured motorist, underinsured motorist20/40/5$486
        MichiganBodily injury liability, property damage liability, personal injury protection20/40/10$1,525
        MinnesotaBodily injury liability, property damage liability, personal injury protection, uninsured motorist, underinsured motorist30/60/10$938
        MississippiBodily injury liability, property damage liability25/50/25$644
        MissouriBodily injury liability, property damage liability, uninsured motorist25/50/25$598
        MontanaBodily injury liability, property damage liability25/50/20$441
        NebraskaBodily injury liability, property damage liability, uninsured motorist, underinsured motorist25/50/25$412
        NevadaBodily injury liability, property damage liability25/50/20$989
        New HampshireUninsured motorist, underinsured motorist, medical payments (financial responsibility only — insurance not compulsory)25/50/25 (minimum available in NH, but not required by state law if you show sufficient funds)$803
        New JerseyBodily injury liability, property damage liability, personal injury protection, uninsured motorist, underinsured motorist15/30/5$1,162
        New MexicoBodily injury liability, property damage liability25/50/10$521
        New YorkBodily injury liability, property damage liability, personal injury protection, uninsured motorist,wrongful death25/50/10$1,245
        North CarolinaBodily injury liability, property damage liability, uninsured motorist, underinsured motorist30/60/25$482
        North DakotaBodily injury liability, property damage liability, personal injury protection, uninsured motorist, underinsured motorist25/50/25$390
        OhioBodily injury liability, property damage liability25/50/25$462
        OklahomaBodily injury liability, property damage liability25/50/25$639
        OregonBodily injury liability, property damage liability, personal injury protection, uninsured motorist, underinsured motorist25/50/20$765
        PennsylvaniaBodily injury liability, property damage liability, personal injury protection15/30/5$688
        Rhode IslandBodily injury liability, property damage liability25/50/25$1,445
        South CarolinaBodily injury liability, property damage liability, uninsured motorist25/50/25$724
        South DakotaBodily injury liability, property damage liability, uninsured motorist, underinsured motorist25/50/25$382
        TennesseeBodily injury liability, property damage liability25/50/15$522
        TexasBodily injury liability, property damage liability, personal injury protection30/60/25$775
        UtahBodily injury liability, property damage liability, personal injury protection25/65/15$691
        VermontBodily injury liability, property damage liability, uninsured motorist, underinsured motorist25/50/10$862
        VirginiaBodily injury liability, property damage liability, uninsured motorist, underinsured motorist25/50/20$588
        WashingtonBodily injury liability, property damage liability25/50/10$671
        West VirginiaBodily injury liability, property damage liability, uninsured motorist, underinsured motorist25/50/25$513
        WisconsinBodily injury liability, property damage liability, uninsured motorist, medical payments25/50/10$493
        WyomingBodily injury liability, property damage liability25/50/20$393

        Car Insurance Rate Data. State minimum liability premiums are assuming a 30-year-old with good credit who drives a 2017 Honda Civic.

        Add-ons and other types of state required coverages

        There are a number of other coverage types and add-ons, some of which may be required in certain states.

        Collision coverage pays to repair or replace your car if it’s damaged or totaled in an accident. You might also want to purchase comprehensive coverage, which protects your vehicle from almost anything except damage sustained in an accident. Common situations covered under comprehensive insurance are theft or damage from severe weather.

        Another common add-on to a car insurance policy is personal injury protection, which pays your medical expenses after a crash. If you’re trying to keep your bill low, personal injury coverage probably isn’t a smart buy as long as you have a good health insurance plan — there would be too much overlap between the two policies.

        There are also uninsured and underinsured motorist coverages, which get you off the hook after a crash where the other driver is at fault but doesn’t carry enough (or any) insurance and can’t afford to pay. Other add-ons pay for rental cars while your car is being fixed and for roadside assistance.

        As for other little add-ons, consider skipping them. If you can cover the cost of a rental (or borrow a car from a friend while you’re in a jam), rental-car riders are unnecessary and an AAA membership is often a better deal than roadside assistance coverage if you have an older vehicle.

        Compare Affordable Auto Insurance Rates

        Save money on auto coverage with our simple comparison tool.

        Matching you with providers.
        We found results in
        Click at least 2-3 companies to find the very best rate.

          How to budget my car insurance

          Car insurance usually isn’t cheap, even for the minimum amount of coverage that your state requires. If you’re searching for affordable insurance, you’re probably living on a budget. The good news is, there are a handful of ways that you can lower your rate so it fits within your means.

          When you’re shopping for car insurance, it’s best to purchase a policy for one year, rather than six months. Getting an annual policy means your rate will be locked in for that period of time. With a six month policy, your rate could potentially increase more often.

          Additionally, many insurance companies offer discounts for drivers who pay their premium in full, rather than monthly. If you can afford to pay all at once, you’ll end up saving money overtime.

          Bottom line

          • Based on our research, USAA, Geico, State Farm, Progressive and Allstate are the cheapest car insurance providers
          • Regional car insurance providers can also be a good option, especially if you’re willing to pay slightly more for good customer service
          • Before purchasing insurance, it’s important to know your state’s minimum coverage requirements
          • There are many ways to save money on your car insurance, like shopping around for quotes, bundling your policies, raising your deductible and improving your driving skills

          Frequently asked questions

          There are several ways you can lower your monthly premium for more affordable insurance. Start by shopping around for quotes to find a provider who can offer you the best insurance rates. You can also opt for a higher deductible, which will lower your monthly premium. Take advantage of discounts, like bundling your policies or insuring multiple vehicles. And don’t forget about your credit score — paying your bills on time and keeping credit card balances low will boost your score, which will translate into cheaper insurance rates. These factors can combine to help you get low cost insurance.

          The type of car insurance you choose depends on your needs and the amount of risk you’re willing to take. You aren’t required to have full-coverage car insurance, but it does offer the most protection if you’re in an accident.

          If you’re able to pay the higher premiums associated with full-coverage insurance, it’s probably worth the additional money. For example, if you don’t have full-coverage insurance and you’re found at-fault for an accident that caused injury to someone else, you could be responsible for paying their medical expenses out-of-pocket.

          There is no single auto insurance provider that offers the cheapest car insurance rates for all drivers across the board. The most affordable insurance provider will vary from person to person. Remember that insurance companies look at a variety of factors when determining your rate, such as your age, the car you drive, your zip code and your credit score.

          Every state has a minimum coverage requirement that drivers must have before putting their car on the road. However, many people choose to purchase additional coverage on top of what is required for even more protection. How much coverage you purchase depends on your budget, and how much risk you are willing to take.

          The impact of COVID-19 on your car insurance.

          Due to the widespread pandemic, many drivers are instead working from home. The less people that are on the road, the less risk of a car collision. Due to this and to economic strain, many car insurance companies provided credit back to customers on their monthly bill as well as pausing coverage cancellation in the case of nonpayment. Actions like these have helped customers who are struggling to pay the bills during unemployment and financial strain.



          The SimpleScore makes it easy to compare products and services featured here on The Simple Dollar in a transparent, open and honest way. We rate these products and services using five factors and average them to calculate a single SimpleScore. For auto insurance, we compare:

          • Discounts
          • Coverage options
          • Support
          • Customer satisfaction
          • Accessibility

          You can read more about each factor and the details of each score in our auto insurance methodology. Use our ratings and editorial recommendations as you shop for the best auto insurance that fits your coverage needs.

          Car insurance rates: We used insurance rates from Quadrant Information Services. This includes analyzing thousands of rates from all 50 states that were publicly sourced from 2019 insurer filings. Rates are based on a 30-year-old male or female that had a clean driving record. Full Coverage premiums assumed a $500 collision and comprehensive deductible, and we looked at those who had both good and poor credit. These rates should be used to inform your car insurance shopping process, but your own quote may differ.

          Why do some brands have different SimpleScores on different pages?

          To ensure the SimpleScore is as helpful and accurate as possible, we developed unique criteria for every category we compare at The Simple Dollar. Since most brands offer a variety of financial solutions, their products and services will score differently depending on what we’re scoring on a given page.
          However, it’s also possible for the same product from the same brand to have multiple SimpleScores. For instance, if we compare State Farm’s home insurance according to our criteria for the best home insurance, it scores a 3.8 out of 5. But when we compare State Farm according to the criteria for the best auto insurance, it scores higher, since the features the company offers can vary by the type of insurance.


          We looked at the number of discounts each company offers — more discounts mean a higher score.

          Coverage Options

          We awarded higher scores to the companies that have the most coverage options.


          We awarded higher scores to lenders with the most channels for customer support.

          Customer Satisfaction

          We leveraged the J.D. Power 2019 Auto Insurance Satisfaction Study℠ to see how customers rated their experience with each company. (If a company wasn’t included in J.D. Power’s study, we skipped this aspect and averaged the four remaining aspect scores.)


          We looked at the level of accessibility of each company –– the more resources they have the higher their score.

          Elizabeth Rivelli

          Contributing Writer

          Elizabeth is a contributor to The Simple Dollar, where she reviews insurance providers and policies. She has more than three years of experience writing for top online insurance and finance publications, including Bankrate, and

          Reviewed by

          • Aylea Wilkins
            Aylea Wilkins
            Insurance Editor

            Aylea Wilkins is an editor specializing in insurance for The Simple Dollar. After getting a degree in European studies and editing from Brigham Young University, she worked as a writer and editor for a variety of small websites before transitioning to the insurance field.