The 3 Best Iowa Homeowners Insurance Companies
Iowa residents need to keep in mind that flood insurance is not included in a standard policy, so choosing an insurer that has the right balance of customizable coverage and an affordable baseline price is key. To help you find a company that matches what you’re looking for, we’ve outlined our top picks for homeowners insurance in Iowa. We’ve also included a convenient online quote tool so you can instantly compare policies and prices in one place.
Our Top Picks for Best Homeowners Insurance in Iowa
How Much Is Homeowners Insurance in Iowa?
The average annual Iowa homeowners insurance premium is $1,205. That’s 2 percent less than the national average of $1,228. Your insurance cost will vary based on the city you live in and other factors described below.
Iowa Rate Factors
Homeowners insurance rates in Iowa reflect the natural disasters that occur there. Flooding, tornadoes, ice storms and blizzards are the primary threats to homes in Iowa. The size and age of your home are other variables that can affect your homeowners insurance premiums.