The 4 Best Ohio Homeowners Insurance Companies
That being said, rates do fluctuate and really depend on the condition of your home as well as the insurer you choose. To make sure you’re receiving the right coverage at the best price, shop around and contact several companies for quotes. We’ve highlighted our picks for the best providers of Ohio homeowners insurance to help you in your search.
For more information regarding specific Ohio policies and plans, you should also visit the Ohio Department of Insurance’s Guide to Homeowners Insurance.
Our Top Picks for Best Homeowners Insurance in Ohio
- Cincinnati Insurance
How much is homeowners insurance in Ohio?
Ohio sits at a low $864 compared with the national average of $1,228. With the exception of flooding, Ohio isn’t prone to some of the hazards and natural disasters that hit other states. As a result, homeowners insurance is, overall, quite low. Still, how cheap is your home insurance does depend on what city you’re in and other factors, which are listed below.
Ohio Rate Factors
Ohio sits comfortably away from coastlines and active faults, so it isn’t prone to earthquakes or hurricanes. Dayton and Akron, Ohio, for example, suffer from few natural disasters, making homeowners insurance in those cities much lower than the national average. However, some areas do suffer from the occasional flood, ice storm or snowstorm.