There are perks of renting. If your water heater breaks, your landlord picks up the tab. If the housing market busts, you’re not out any money. But not all of your concerns can be taken care of by the landlord, which is why renters insurance is important. Find the Best Renter Insurance Enter your ZIP code below and be sure to click at least 2-3 companies to find the very best rate.
You don’t need to insure the structure of your living space, but going without insurance leaves you exposed if your belongings gets damaged in a fire or a thief makes off with something. Most renters insurance policies include personal property coverage — meaning they protect your furniture, electronics and clothes, up to your policy limits — and liability coverage. Liability coverage steps in if your neighbor sues you because they slipped on your doormat, for example.
Find the Best Renter Insurance
Enter your ZIP code below and be sure to click at least 2-3 companies to find the very best rate.
Don’t worry that Idaho renters insurance is going to bust your budget. These policies are cheap. The National Association of Insurance Commissioners (NAIC) says policies average between $15 and $30 a month — and are easy to get. To help you find the right coverage for the stuff you keep inside your apartment, we’ve built this guide to best Idaho renters insurance companies.
Best renters insurance companies in Idaho
Based on the coverage you need and how much you’ll pay for it, our top picks for Idaho renters insurance companies are:
- American Family Insurance: When American Family Insurance customers get asked about their renters insurance by organizations like J.D. Power & Associates, they give glowing reviews because of the strong customer service.
- MetLife: MetLift gets decent ratings across the board, gives you a lot of control over your renters insurance coverage and has competitive rates.
- Oregon Mutual: Although relatively small, Oregon Mutual renters insurance shines for its affordability.
- Safeco: Safeco connects you with an insurance agent near you, which can be helpful if it’s your first time getting a renters insurance policy or you prefer to work in person instead of online
|AM Best Rating||2019 J.D. Power Overall Satisfaction Rating</td>||Better Business Bureau Rating||Average rate|
|American Family Insurance||A+||5 out of 5||A+||$108|
|Oregon Mutual||A-||Not available||A+||$87|
|Safeco Insurance||A||2 out of 5||A||$102|