Review is an online loan marketplace that connects consumers with loan products from a wide range of participating lenders. Their online process can help you get a personal loan for up to $35,000 without ever leaving your home, and you may be able to have your loan funded in as little as one business day.

Fixed APR
Loan Amount
3.8 / 5.0
SimpleScore 3.8
Rates 2
Loan Size 5
Customer Satisfaction N/A
Support 3
Fees 5
  • Easy to find loans from a variety of companies
  • Accepts credit scores as low as 580
  • Great for information gathering about loans
  • Not a lender, but a lending platform
  • Loan amount limited to $35,000

If you need to borrow money for any reason, a personal loan may be exactly what you need. The best personal loans offer financial certainty: fixed interest rates, fixed repayment timelines, and fixed monthly payments that make budgeting a breeze. The funds you borrow can usually be used for anything you want, and fees for personal loans are often very minimal.

Check Your Personal Loan Rates

Answer a few questions to see which personal loans you pre-qualify for. It’s quick and easy, and it will not impact your credit score.

Get Started

with our trusted partners at

If you’re in the market for a loan, read our review to learn more about their process, how their loans, work, and potential downsides of using this service.

In this article Review: Key Takeaways

    • Borrow up to $35,000 and have cash in your bank account as soon as the next business day
    • Loan terms up to 72 months
    • Secure an APR between 5.99% and 35.99%
    • Apply online and from the comfort of your home
    • Installment loans available for those with credit scores over 580 An Easy Way to Find Affordable Loans Online

    While makes it possible to connect with lenders offering personal loans, they don’t lend the money themselves. The company operates as a loan platform instead, connecting consumers who use the website with the best personal loans from their partners.

    To be eligible for a personal loan through this platform, you need to have a valid form of identification, a checking account, a good credit score, and proof of income you can use to repay the loan. You also need to be at least 18 years old and a U.S. citizen or permanent resident. While installment loans are available for consumers with credit scores as low as 580, those with lower scores will likely pay higher interest rates — sometimes much higher.

    Applying for a personal loan through this platform is easy, and as you might expect from the name, you can fill out your entire loan application online. Once you provide basic information like your name, your address, your Social Security number, the reason for your loan request, and your employment information, will search their network to figure out which of their partners can offer you a personal loan with the best rates and terms.

    If you’re approved for a loan based on the information you provided, you’ll be redirected to a loan agreement you can consider. At that point, you’ll want to take special care to read through all the terms and fine print along with the monthly payment and repayment timeframe.

    There’s no obligation to accept any loan you’re offered through the platform, but you can get access to your funds as soon as the next business day if you do agree to the terms of your offer. From there, you’ll be able to set up an online account management page that will let you monitor your loan balance, make payments, and change your account settings as required. What to Watch Out For

    The main downside of using is the fact that it doesn’t do the lending on its own. Instead, this website uses partners to fund the loans consumers apply for. This may not be a problem in the end, but it does make it difficult to do any research on lenders ahead of time. Ideally, you’ll apply for a loan with and get approved, but still take the time to research the specific lender offering you a loan before you move forward.

    Also note that interest rates on these loans can be rather high depending on your creditworthiness. Currently, says they offer loans with rates between 5.99% and 35.99%, with the highest rates going to those with the shakiest credit. That’s more than double the APR on the average credit card as of October 2018.

    Check Your Personal Loan Rates

    Answer a few questions to see which personal loans you pre-qualify for. It’s quick and easy, and it will not impact your credit score.

    Get Started

    with our trusted partners at

    Another disadvantage that comes with using this website is the fact that they only offer personal loans in amounts up to $35,000. They also don’t explicitly say which states they do and do not offer loans in, although it’s reasonable to guess they have various lenders offering personal loans in all 50 states.

    Finally, cannot seem to confirm whether applying for a loan through their platform will result in a hard pull or a soft pull on your credit. They note in their FAQ section that they or their partners may do one or the other to determine your loan eligibility. If you’re someone who’d like to check whether you’re eligible for a personal loan without a hard pull on your credit report, this website may not be for you.

    Editorial Note: Compensation does not influence our recommendations. However, we may earn a commission on sales from the companies featured in this post. To view a list of partners, click here. Opinions expressed here are the author’s alone, and have not been reviewed, approved or otherwise endorsed by our advertisers. Reasonable efforts are made to present accurate info, however all information is presented without warranty. Consult our advertiser’s page for terms & conditions.

    Holly Johnson

    Contributing Writer

    Holly Johnson is a frugality expert and award-winning writer who is obsessed with personal finance and getting the most out of life. A lifelong resident of Indiana, she enjoys gardening, reading, and traveling the world with her husband and two children. In addition to The Simple Dollar, Holly writes for well-known publications such as U.S. News & World Report Travel, PolicyGenius, Travel Pulse, and Frugal Travel Guy. Holly also owns Club Thrifty.