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Arizona Mortgage Rates
If you’re searching for a home loan with low interest rates in Arizona but aren’t sure where to start, you aren’t alone. The housing market and the economy has been unpredictable for the last year due to the COVID-19 pandemic, making it tough for most people to navigate.
The good news is that while the information on rates may be tough to decipher, Arizona residents are in a great spot when it comes to getting a low interest mortgage loan. As of mid-December, the average 30-year fixed rate mortgage loan was 2.84%, right in line with the national average of 2.86%. Prior to the pandemic, we rarely saw mortgage rates below 3%.
Given the rock-bottom interest rates, there has never been a better time to take advantage of the best mortgage rates in Arizona. That goes for buying or refinancing a home. Purchase and refinance rates are at extremely low points — making this a great time to refinance or buy a home in this state. Here’s what you need to know.
Mortgage Rates in Arizona
The mortgage interest rate table below is updated daily to reflect the most current mortgage rates available in the market. According to Bankrate’s latest survey of the nation’s largest mortgage lenders, these are the current average rates for a 30-year fixed, 15-year fixed, FHA and VA mortgage rates.
| Product | Rate | Rate Last Week |
|---|---|---|
| 30-Year Fixed Rate | 3.000% | 3.000% |
| 20-Year Fixed Rate | 2.890% | 2.870% |
| 15-Year Fixed Rate | 2.310% | 2.310% |
| 10-Year Fixed Rate | 2.310% | 2.300% |
| 30-Year FHA Rate | 2.700% | 2.680% |
| 30-Year VA Rate | 2.670% | 2.660% |
Rates data based on Yuma, Arizona as of 7/29/2021
Mortgage Rates Trends
In this graph: On , the APR was for the 30-year fixed rate, for the 15-year fixed rate, and for the 5/1 adjustable-rate mortgage rate. These rates are updated almost every day based on Bankrate’s national survey of mortgage lenders.Toggle between the three rates on the graph and compare today’s rates to what they looked like in the past days.
Mortgage rates in other states
Arizona
California
Colorado
Florida
Massachusetts
Michigan
New Jersey
New York
North Carolina
Texas
