single woman eating at restaurant alone

Being single means never having money squabbles with a significant other. But it also tends to mean no one with whom to share financial goals. According to a new survey from TD Ameritrade, singles aged 37 and older are feeling insecure about saving, homeownership, and retirement. And no wonder: They can’t file jointly at tax time, earn less than their married counterparts, and are more likely than those couples to live paycheck to paycheck, to invest less, and to be …

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During two of the years I was in college, I had enough scholarships to provide me with a small living stipend if I lived off-campus in an apartment, so that was a personal challenge that I took on. I lived dirt cheap during those years, pulling out every trick in the book of frugality. I went to pretty much any meeting or club on campus that provided free food. I walked to campus and back, even in blizzards, because it …

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We’re three-fourths of the way through 2017, which means it’s time to update your quarterly bonus categories for your cash back credit cards. The Chase Freedom®, Discover it® Cashback Match™, and Citi® Dividend are each offering 5% cash back at select stores right now. If you have a cash back rewards card with quarterly bonus categories, don’t forget to activate them through the online portal. If you aren’t a cardholder, you can sign up for one of these cash back …

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When it comes to our pets, they’re more than just animals – they are members of our family. As such, many pet owners would do anything to ensure their pets live long, healthy lives. This would include paying thousand annually on everything from routine wellness care to everyday supplies like food. According to Forbes, people who own large dogs spend at least $1,570 a year which, for an average lifespan of 12 years, could come to over $18,000. And that …

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For many years, I was a huge fan of the to-do list as the primary tool to keep on top of the myriad of things I had to take care of in my life. To-do lists were the backbone upon which I built The Simple Dollar. In the last year or so, however, to-do lists have moved to being a secondary tool. The tool that has really taken center stage in the last year and has helped me figure out …

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I have a bunch of unread books on my Kindle and many books that I’m on the reserve list for at several different libraries, yet when I come across an interesting new release, I want to read it. I have shelves full of board games in my office, but when I try a new game at game night that I can imagine my family enjoying, I want to add it to my collection. I have the materials for several really …

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When you think of professional development, you might envision going back to school for a master’s degree or Ph.D. While advanced degrees will generally increase your earning power, they’re also very expensive and time consuming. Bloomberg calculates that the average MBA, for example, costs $128,000 — and nearly $250,000 if you factor in wages lost during the two years it takes to complete. That being the case, many people are looking for simpler, quicker ways to gain an edge in the employment market. …

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Southwest flyers and spontaneous travelers have a reason to celebrate — at least until Thursday. As part of a limited-time fare sale, Southwest Airlines is offering astonishingly low rates on many domestic and international flights. Flyers can depart from over 100 cities, including locations in the U.S., the Caribbean and Mexico. All tickets are one-way, and must be booked by Oct. 12 (Thursday). Here’s a list of available flight dates (Friday and Sunday flight dates are excluded): Domestic travel: Oct. …

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When I first started The Simple Dollar, I had one child, who was a toddler at the time. Since then, we’ve had two more children, and our oldest is now a preteen. Along the way, I’ve been very into the idea that I need to teach my children good personal finance practices. I want my children to not make the personal finance mistakes that I did along the way. So, I started mechanically. We’ve given our kids a very small …

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While a bad economy or an especially low-paying job can make saving money infinitely harder, the formula for saving has always been the same. To save money, you need to spend less than you earn. Obviously, this task becomes a lot easier when you earn more than average – or if you live in a low-cost area. If you have a six-figure income and live in Arkansas, for example, you should absolutely be socking some money away. On the flip …

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