writing a resume

Morgan writes in: For the past four months I have worked at a small store here in town. I had plenty of hours over the summer and I worked about thirty a week. But in the last few weeks my hours have dropped to about ten a week. I need more hours than this. Should I quit? First of all, it is extremely difficult to find financial success when your hours are drastically cut. A cut in hours can take …

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A while back, I had an experience in a gift shop that really stuck in my mind. I was sitting on a bench outside of this gift shop waiting for my oldest child who was using a nearby restroom and I was gazing at what was going on inside the shop. I generally don’t go into gift shops that you find at museums or science centers or zoos, but I was curious and I had nothing else to do but …

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Have you ever spent more money than you planned? If you’re a human who has had money at any point in your life, the answer is probably “yes.” No matter how disciplined you are, it’s easy to get so distracted that your budget escapes your mind. Sometimes, overspending strikes without us even realizing it. Other times, you get so caught up in an event or a moment that you actively choose to forget your money goals. Chances are good you’ve found …

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American Express and JPMorgan Chase have introduced a pair of co-branded airline cards with no annual fees and fewer frills. The new cards aim to attract casual travelers, particularly Millennials, who take leisure trips instead of luxurious excursions. Last week saw the unveiling of the Blue Delta SkyMiles® Credit Card from American Express and the United℠ TravelBank Card. Company officials and industry analysts say the new cards are geared more toward the mass market than typical airline cards, which often …

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What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Are “robo advisors” worth it? 2. How to help with tragedies? 3. Lower salary for lower stress 4. Are index funds evil? No. 5. Sad existence? 6. Expensive to start Meetup group 7. Stretched belt solution? 8. Combine 401(k)s or not? 9. Making money in real estate 10. …

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Deciding to be more productive is easy. Figuring out where to start is a bit more tricky. We wanted to see how much time (and money) could be saved by implementing five of the most talked-about productivity hacks, so we rounded up a few volunteer researchers from The Simple Dollar team and put each hack to the test. One thing to remember Before we dive into the results, it’s important to remember one thing: productivity hacks are habits, not silver …

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I have a client who works for Apple. He’s been there for years, loves his job, makes good money, and would like to spend the rest of his career there. He’s also fortunate enough to participate in a restricted stock program, which in his case means that he receives a pre-determined number of shares of Apple stock every six months. He’s taxed on the value of those shares, but other than that they are 100% his to do with as …

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Many people find their 40s to be the best decade yet. You’re in your peak earning years, and the kids, if not nearly launched or even out on their own, will soon be past the pricey preschool stage. And if you made smart money choices in your 20s and 30s, you’re beginning to reap the rewards: cars bought for cash, a nearly paid-off mortgage, the chance to travel, a well-funded retirement. Life isn’t always ideal, of course. Perhaps you live in …

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This is part of an informal series of posts where I outline how I’ve applied money-saving strategies to many of my hobbies without sacrificing what I enjoy most about them. I’ve been insatiably curious about almost everything for as long as I can remember. I have vivid memories of reading encyclopedia entries as a fairly young child simply because I wanted a basic understanding of what something was all about (I vividly remember reading about aardvarks, and I also vividly …

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The last 24 hours have seen quite the whirlwind of credit-related activity. Equifax announced on September 7th that they were the victims of a massive data breach into one of their systems. No big deal, right? I mean data breaches happen all the time. Target, Home Depot, Gmail, pretty much every college and university in the country… everyone’s been breached at some point. But this Equifax breach is significant for two reasons. The first is the size. An incredible 143 million consumers …

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