Updated on 10.18.11

The Simple Dollar Weekly Roundup: Future Plans Edition

Trent Hamm

This past week, I spent several hours putting together a detailed plan for some interesting things for The Simple Dollar through the end of 2012.

Instead of focusing strictly on the writing (as I often spend my time doing), I stepped back and tried to look at the bigger picture. What do I have already available to me that would be of value to my readers? What can I do to ensure long-term income from everything I’ve done with The Simple Dollar?

I think I’ve come up with some interesting answers and I hope to put a lot of them in place over the next year. Wait and see.

Long term planning can really be exciting.

Stop Crying That There Are No Jobs. Create One. In other words, what are you doing right now to build yourself a job? Stop looking at employers to solve all of your problems for you. Instead, dust off whatever entrepreneurial drive you have and start creating something for yourself. (@ afford anything)

Getting an additional job to pay off debt is actually worth more than the salary… A part-time job that has the entire paycheck go toward debt earns a lot more than the $8 per hour it seems to earn. It’s also earning the interest rate on your debt by paying it off early. If you’re earning $8 an hour in your spare time and that money enables you to get rid of a 20% debt three years early, each hour you work is actually earning you $13.82. (@ grumpy rumblings of the untenured)

The New American Family: Flexibility and Unconventional Lifestyles to Make Ends Meet If it was not for my flexible schedule, our family life would be tremendously difficult. I can’t even guess how many times I would have had to let our kids down or let my wife down over the past few years. (@ free from broke)

Is Lifestyle Inflation Unavoidable? If you’re not thinking critically about your life choices, I think lifestyle inflation is unavoidable. The key to success is to constantly think critically about your life. (@ retire by 40)

Simple strategies for changing a bad habit This is just a good set of ideas if you’re struggling with altering some portion of your behavior. (@ unclutterer)

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  1. valleycat1 says:

    RE flexible scheduling – Bashing people who work instead of staying home with the kids is getting tiresome – some of us have to hold down conventional jobs.

    I was a single parent for the years my child was 3 to 13. I held down a 9-5 job with a moderate amount of overnight travel & rare overtime. She was in day care or school from 7AM to 5:30PM for most of those years. I don’t think she’d tell anyone I ever ‘let her down’ – though there were a few activities I had to miss. She has a very realistic idea of how the world works – no one can always be there for you every single time, and it takes some compromising to get food on the table & bills paid particularly if you’re a single parent.

  2. Katie says:

    Seriously, my parents worked (my mom didn’t when I was very young but did when I was older), and I don’t feel that either of them ever “let me down” for reasons related to their work schedule. I knew they were working both for our family and for their own personal fulfillment and even at a young age this made intuitive sense to me.

    I mean, no family is perfect, obviously, and there will always be hurt feelings and misunderstandings and disagreements. But let’s cut out the idea that the only right way to parent is to be at home all day and that anything else is a betrayal.

    And once we’ve done that, let’s cut out the idea that anyone who doesn’t have a job is just lazy and whiny.

  3. Ryan says:

    So most parents who work a 9-5 are letting down their children? A.K.A. most of the country?!?

  4. lurker carl says:


    Trent is inferring that his wife is letting him and the kiddies down because of her inflexible work schedule.

  5. Steven says:

    “But let’s cut out the idea that the only right way to parent is to be at home all day and that anything else is a betrayal. And once we’ve done that, let’s cut out the idea that anyone who
    doesn’t have a job is just lazy and whiny.”


  6. valleycat1 says:

    #4 lurker carl – LOL

  7. Tom says:

    If he felt he was letting his family down by pulling necessary overtime at an inflexible, salaried position, that’s a totally valid opinion.

    That’s how I read his statement. Trent has a mantra of do what’s important for you if you can afford it; I’ve never heard him suggest that just anyone can up and quit their job and create a succesful, income-producing blog. He’s thankful of his schedule. Everyone else is inferring more out of that statement.

  8. Adam P says:

    Hmm my parents had live in help when I was growing up…so my “Miss Robbie” the housekeeper looked after me when they were running their companies but I don’t ever remember being sad or upset my mother wasn’t around. Where does that place on the “if my schedule isn’t flexible I’m letting someone down” line of thinking?

  9. Dee says:

    I agree with Tom. Yes, I worked and so did my husband.

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