Updated on 07.30.14

The Simple Dollar Weekly Roundup: Singing Out Loud Edition

Trent Hamm

When I sit here writing, I usually have music cranked up pretty loud (often it’s Aimee Mann, as I’ve mentioned before). I have a big pile of notes around me and I collect them into an article, usually rocking gently back in forth in time to the music.

Every once in a while, I’ll just spontaneously start singing along to a song, writing while I sing. Right now, I’m doing this very thing, singing along to How Am I Different.

I can’t sing worth a lick, but the exuberance and positive feeling I get from doing so gives me the positive mood and drive to keep writing, no matter what. It moves me, inspires me, pushes me to stretch who I am and what I write.

Sing out loud when the inspiration strikes you, even if you can’t sing a bit. It really can help.

CPU will make your wallet fatter. and it’s got nothing to do with computers CPU refers to cost per use – in other words, if you focus entirely on minimizing the cost per use of your item, you’ll save money on the long run. I myself like the idea of using “cost per hour of use” for some items, like books and video games. (@ richard yong)

8 Frugal and Cost Cutting Tips for the Newly Independent A ninth tip goes along well here: swallow your pride a little. It’s easy to get caught up in the idea that you need to have the best of everything. You don’t. (@ girls just wanna have funds)

How to Store Your Tax Returns I store mine electronically, but I keep all associated paper documentation (receipts, etc.) in a box in the closet. Erin has another idea (probably one more sensible to many people). (@ unclutterer)

What’s Wrong With Being in the Middle Class? There’s not necessarily anything wrong with the middle class. My lifelong financial dream is simply to have enough money in the bank so that I no longer have any worry about living expenses. Anything beyond that is just silly talk. (@ mrs. micah)

What Will You Do When Gas Hits $4 Per Gallon? I don’t think much will change in our life if gas prices continue to go up. My wife might search harder for a job closer to our home, but that’d be about it. (@ wise bread)

The Poor Man’s Credit Monitoring Solution This is some seriously excellent advice if you want to keep track of your credit but don’t really want to pay for the service to do it automatically. (@ the honest dollar)

What would you do? The house is a little rougher than we expected This is a great example of the challenges of homebuying. You almost always have to compromise in some fashion and you have to ask yourself how much premium you’re willing to pay for a house that’s completely repair-free. (@ gather little by little)

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  1. Frugal Dad says:

    Nice roundup! My favorite was the “8 Frugal and Cost Cutting Tips for the Newly Independent” article, and I agree with your #9 addition. It is like the old “I work hard so I deserve nice things” argument many people make to justify purchasing top of the line, extravagant items. My mantra is, “I want to work less hard because I don’t need the best of everything!” Contentment is a powerful thing.

  2. chris says:

    sing out loud? All right here’s my excuse to finally buy rock band!

    Kidding, kidding. But seriously, spending about 5 hours on a weekend with some friends singing to rock band songs (especially when someone else bought rock band) can’t be beat.

  3. Mrs. Micah says:

    I find singing helps me keep going when I have to drive to work instead of taking the metro. Reduces road rage and keeps me awake. :)

  4. I used to make a 4 hour drive every few weeks. Sometimes at 2-3 in the morning. Loud music keeps me awake. Don’t listen to NPR podcasts when driving alone at night though… zZzZzZzZz

    My girlfriend likes to sing in the car. She’s terrible, but its sometimes very cute. Just can’t stand Rascall Flats.

  5. Weak,
    What is it about girls and Rascall Flatts?

  6. LOL I don’t know how you manage to write while listening to music with lyrics. I can never do that…the lyrics get all jumbled up with the words I’m trying to write!

  7. Dariaclone says:

    Not all girls love Rascall Flatts!

    My favorite sign seen at Austin City Limits Music Festival this year: “The only band they play in hell is Rascall Flatts.”

  8. Saving Freak says:

    I love the cost per use analysis of items. Especially when I get so much stuff at a discount.

    It is amazing how much people spend on things. I have purchased all my razors for the year and I made $1.00 on the purchase.

  9. Kat says:

    Gas is alreayd at $4 a gallon here. I live close to work, stores, etc. I choose my jobs and housing based on how close they are and ride or walk to work and the stores. The only thing I am not close to is friends. They live 30-45 mins away, so my social life has be going down by a lot.

  10. Rob says:

    Ack! The millionaire site linked to says this: “Most millionaires and such have poured excessive overtime into their businesses and work.” That’s not necessarily true – it only takes $400 / month, saved over 50 years, compounding at 8% interest, to get to $1.1 million.

    Most millionaires don’t look like millionaires, in fact; they just save more than they spend, consistently.

  11. Todd says:

    Trent, do you remember the song Aimee Mann sang with Rush ? I loved her electric/tech sound/style (ala ‘Til Tuesday).

  12. Richard Yong says:

    Hi guys,

    I was stoked (Aussie for pleased) to be linked, I thought my buying decision method was a little odd, when my friends were left right and centre just buying whatever they liked.

    Then I realized something really awesome. I wasn’t living paycheck to paycheck… Then I read simpledollar and other sites, and realized i wasn’t alone.

    I’m puttin up a new post soon about another method to my madness on buying stuff – Total Cost of Ownership.

    If you want to follow my adventures, I’m actually doing a complete backwheel at the moment and in the process of deccumulation (no it’s not a word, but it’s the best opposite to accumulation!)

  13. !wanda says:

    @Rob: But those people have spent most of their lives (because very few people live to be 100 years old) not being millionaires. If everybody started from nothing and did your plan from birth, most people would still not be millionaires, although they would get there eventually. (Also, 8% interest is pretty high to hit consistently.) If you want to be a millionaire for most of your life, you need to inherit it or work a lot at something lucrative. Actually, I agree that most millionaires don’t look like millionaires, even if you exclude housing from the net worth calculations, but that’s because you can’t tell by looking at someone how much they work.

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